Canstar’s 2025 Business Credit Card Awards

Outstanding Value – Business Credit Cards: Low Cost
Outstanding Value – Business Credit Cards: Rewards
Outstanding Value – Business Credit Cards: Frequent Flyer

Canstar releases its
2025 Business Credit Card Awards.

Released: 24 July, 2025

About the Business Credit Card Awards

Canstar’s Business Credit Card Awards recognise the financial institutions that offer business credit card products with outstanding value in Australia. To determine the winners, each product is assessed using Canstar’s sophisticated methodology.

Numbers crunched by Canstar Researchers

  • 28 Products Rated
  • 8 Providers Assessed
  • 5 Award-winning Providers

Read our methodology →

View all Canstar Star Ratings and Award results →

Congratulations to the Award winners

(Winners are listed alphabetically)

American Express
Outstanding Value – Business Credit Cards: Rewards
Outstanding Value – Business Credit Cards: Frequent Flyer

American Express (Amex) is a globally integrated payments company. Originally beginning as a freight forwarding company in 1850, American Express entered the Australian market in 1954 and launched the first Amex card in Australia in 1974.

ANZ
Outstanding Value – Business Credit Cards: Frequent Flyer

Established in 1835, Australia and New Zealand Banking Group (ANZ) is one of Australia’s big four banks. ANZ is a new recipient of the Frequent Flyer Business Credit Cards award this year, with its Business Black credit card standing out for its strong frequent flyer reward return across the annual spend levels considered. 

Commonwealth Bank
Outstanding Value – Business Credit Cards: Low Cost

As one of the big four banks, Commonwealth Bank is one of Australia’s largest and most established financial institutions. Also known as Commbank, it provides a wide range of financial services, including transaction and savings accounts, credit cards, personal loans and home loans.

St George
Outstanding Value – Business Credit Cards: Low Cost
Outstanding Value – Business Credit Cards: Rewards

Founded in Sydney in 1937, St.George Bank obtained full banking status in 1992. In 2008, St.George Bank joined the Westpac Banking Corporation. St.George Bank credit cards are provided by St.George Bank, which is part of the Westpac Banking Corporation.

Westpac
Outstanding Value – Business Credit Cards: Low Cost

Westpac is known as one of Australia’s big four banks, having been established in 1817 as the Bank of New South Wales. Westpac claims to be Australia’s first and oldest banking institution.


Does Canstar rate other products?

 

 

About Canstar

Canstar also has insights and information about financial products and services generally. You can find out about topics such as: interest ratesbuy now pay later (BNPL)business products and tax. You may also be interested in discovering more about calculators and resources, such as our rate checker and free credit score tool, to help you with your financial decision-making.

FAQs

Canstar’s expert researchers review the overall value offered by a provider for its products in a financial services category. We consider metrics such as price and costs against features and functionality, with all of the competitors in a category compared using Canstar’s unique research methodology. The products or providers recognised as winners are those that offer the highest overall value proposition.

In addition to Canstar’s Star Ratings that appear in our comparison tables, Canstar gives Outstanding Value Awards that identify providers with high-performing products. Separately, Canstar’s Customer Satisfaction Awards reveal how content customers are with a particular financial institution or insurance provider.

Canstar recognises financial institutions with annual Awards for outstanding value across a wide range of product categories. These Awards are given to the providers whose products are the strongest overall performers in our Star Ratings over the award period.

Canstar’s Customer Satisfaction Awards are for providers, recognising institutions with the most satisfied customers overall based on consumer surveys.

Canstar compares more than 775 brands across more than 30 finance categories. Each of Canstar’s Star Ratings and Awards uses a unique methodology that is brought together by our expert Research team, with products analysed based on price and features. You can find out more about how Canstar’s value-based rating system works.

For media enquiries, commentary or analysis about Canstar’s Star Ratings and Awards, including our Outstanding Value Awards or Customer Satisfaction Awards, please contact our Corporate Affairs team.


About: Josh Sale, Group Manager, Research & Ratings

Headshot of Josh Sale, Canstar

Bachelor of Commerce, Economics/Finance dual major, Griffith University. Master of Data Science, Strategy and Leadership, RMIT (ongoing studies)

Joshua Sale is responsible for developing the methodology and delivering Canstar’s flagship Star Ratings, as part of Canstar’s Research team. With tertiary qualifications in economics and finance, he enjoys helping Australians find more suitable financial products by transforming complex calculations into a consumer-friendly Star Rating that explains the values and benefits of different financial products.

As one of Canstar’s company spokespeople, Joshua has participated in print, radio and broadcast interviews with the likes of the Australian Financial Review, news.com.au and Money magazine, along with other leading media outlets, discussing topics such as home loan equity, banking incentive schemes, digital wallets and wider finance trends.

Joshua is known for his ability to simplify complex products and technical information, crunching the data into meaningful insights for consumers about finance. He has analysed several consumer markets across banking, insurance and wealth, and is keenly interested in various topics, ranging from how Australians interact with their superannuation funds, to the dynamic nature of the health insurance market, and collecting and redeeming credit card reward points.

Joshua believes that knowledge is the first step towards empowerment. Even while studying, he facilitated peer-assisted study sessions for economics, and represented his University’s Business School in an academic committee.

You can follow Josh on LinkedIn, and Canstar on X and Facebook.


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