First Home Buyers - November 11th Principal and interest home loans - what exactly are they? What does it mean if your home loan comes with principal and interest repayments? Are there any alternatives?
Home Loans - November 2nd Property expert reveals his suburb picks for 2021 Property expert John McGrath looks at the impact COVID-19 has had on real estate and names the 30 locations that are his picks for 2021.
Home Loans - October 28th What are interest-only home loans and are they worth it? If you’re considering an interest-only home loan, we explain how they work, how the rates compare to other loans and what pros and cons you may want to think about before deciding.
Home Loans - September 21st Experts reveal their 'formula' for choosing property Every single time we approach a property we use something we call the Buyer's Decision Quadrant. Comprising four key components, the quadrant sets out a framework for the decisions that we typically make when we buy...
Home Loans - September 14th 5 market indicators you need to understand before you invest in property There's no shortage of data about property available online. From median prices and rental yields to auction clearance rates and days on market almost everything is at our fingertips. And all this information can help you...
Home Loans - August 28th Distressed property: Key factors to consider when buying I want to focus on the strategy of purchasing a distressed property and leveraging the knowledge that the seller is looking for a quick sale and therefore may be more likely to accept a lower offer....
First Home Buyers - August 21st How to apply for a home loan Applying for a home loan involves asking a bank for a mortgage, or funds to help you to buy a property. There are a number of ways that a hopeful home buyer can approach this financial...
Home Loans - August 18th How you may be able to use equity to buy an investment property What is equity? In short, it is the difference between the value of a property and the amount of any loan over that property. For example, if a property is valued at $400,000, and that property...
Finance News - June 29th CBA, NAB, Westpac & ANZ: Banks ‘race’ toward home loan rates below 2% National Australia Bank cut between 0.1 and 0.15 percentage points off a number of its home loans on 18 June, including slashing its owner-occupier Base Variable Rate Principal and Interest Special Offer to 2.69% (comparison rate...
Home Loans - May 24th What Is Negative Gearing? The term ‘gearing’ refers to borrowing money to buy an asset. In property circles, it means taking out a home loan to buy real estate. There can be positive gearing, where the rental income an owner gets from...