Investment Property Loans

Applying for a home loan involves asking a bank for a mortgage, or funds to help you to buy a property. There are a number of ways that a hopeful home buyer can approach this financial...

What is equity? In short, it is the difference between the value of a property and the amount of any loan over that property. For example, if a property is valued at $400,000, and that property...

National Australia Bank cut between 0.1 and 0.15 percentage points off a number of its home loans on 18 June, including slashing its owner-occupier Base Variable Rate Principal and Interest Special Offer to 2.69% (comparison rate...

The bottom line is it will be negative - prices will go down. People, up until now, have been talking about the property market developing a bit of momentum, with the interest cuts we had last...

If house flipping is on your investment to-do list, read on for some important considerations before you begin... Do Your Research. Take Your Time. The contestants on The Block make it look so easy, so you’ve...

According to the Russell Investments/ASX Long Term Investing report in the decade leading up to December 2017 residential property investments averaged 8% return on investment per annum. In 2016, CoreLogic reported approximately 15.7% of taxpayers had...

The tenant you choose is just as important as the investment property you purchase. Here's some tips for avoiding a dud.

The Australian Prudential Regulation Authority (APRA) announced on Friday it would relax lending restrictions immediately on lenders, which saw them needing to apply a 'stress test' on home loan applications, showing whether borrowers could afford to...

The term ‘gearing’ refers to borrowing money to buy an asset. In property circles, it means taking out a home loan to buy real estate. There can be positive gearing, where the rental income an owner gets from...

Can it be profitable in today’s market? How difficult is it? And is it worth the effort? What is house flipping? House flipping is an investment approach that typically involves buying undervalued properties, renovating them and...