Ellie McLachlan

A mortgage offset account is a savings or transaction account that is linked to your home loan. The money in your account is “offset” daily against your loan balance, meaning that the loan pretends that you have paid the balance of the account off your loan.

Wondering how to buy a house with no deposit? Canstar explains 100% home loans and the potential benefits and pitfalls to be aware of.

Will your car insurer offer you a discount on your policy if you have dash cams fitted to your vehicle? Canstar investigates how it works.

AustralianSuper and LUCRF Super have entered an agreement to merge in the first half of next year, subject to the deal clearing some final hurdles.

The RBA has kept the cash rate at the record low of 0.10% for eight months now, but new research from Canstar reveals the majority of Australians aren't benefiting from a low interest rate environment and need rates to rise to restore their savings and quality of living.

UniSuper has opened its doors to new members who work outside the university and research sectors, in a move that's expected to increase competition in the superannuation market and potentially open up future merger opportunities for the fund, experts predict.

A new non-bank lender that says it's not here for the "gimmicks" like honeymoon deals and cashback offers is offering borrowers the chance to win a zero-interest mortgage if they switch from their current home loan provider to Nano.

A raft of superannuation changes are set to come into effect in 2021. Here's an overview, including a key takeaway for consumers looking to get the most out of their savings in retirement.

Westpac data shows the suburbs in some of Australia's capital cities where homeowners are most likely to list a property in the next six months.

Australians are paying a premium to lay down bricks and build so they can have their own slice of the home ownership pie, new data suggests. One builder says the cost to build has gone up 5% in the past year, driven by pandemic forces.