Ellie McLachlan

The RBA has kept the cash rate at the record low of 0.10% for eight months now, but new research from Canstar reveals the majority of Australians aren't benefiting from a low interest rate environment and need rates to rise to restore their savings and quality of living.

UniSuper has opened its doors to new members who work outside the university and research sectors, in a move that's expected to increase competition in the superannuation market and potentially open up future merger opportunities for the fund, experts predict.

A new non-bank lender that says it's not here for the "gimmicks" like honeymoon deals and cashback offers is offering borrowers the chance to win a zero-interest mortgage if they switch from their current home loan provider to Nano.

A raft of superannuation changes are set to come into effect in 2021. Here's an overview, including a key takeaway for consumers looking to get the most out of their savings in retirement.

Westpac data shows the suburbs in some of Australia's capital cities where homeowners are most likely to list a property in the next six months.

Australians are paying a premium to lay down bricks and build so they can have their own slice of the home ownership pie, new data suggests. One builder says the cost to build has gone up 5% in the past year, driven by pandemic forces.

Bank glitches can bring life to a standstill when a technical issue causes a freeze on your finances. What can customers do to prepare for an outage?

Neobank 86 400 is cutting some shorter-term fixed home loan rates for homeowners and investors today, keeping things 'business as usual' despite for now despite the merger with UBank.

ANZ is following its major bank competitors in increasing interest rates on some longer-term fixed home loans, but has also cut its two-year fixed rates for owner-occupiers and investors.

Westpac is the second major bank to start increasing shorter-term fixed rate home loans this year, bringing in hikes of 0.10 percentage points for some homeowners.

Analysts say there are currently some 1.5 million Australian households in mortgage stress, with one expert predicting even a small increase to their monthly repayments could tip them into severe financial pressure and see the emergence of 'mortgage prisoners'.

The Reserve Bank is sticking to its stance that the cash rate will remain on hold until 2024 at the earliest. In the meantime, borrowers should be securing themselves a cheap home loan interest rate and paying off as much as they can, according to this expert.

ING will make a number of changes to its fixed home loan interest rates for new customers tomorrow, but variable and investor loans will remain untouched for now.

Home loan customers of Commonwealth Bank could soon buy and install solar panels or electric vehicle charging stations with a Green Loan, which is available to apply for from today. The bank has also hiked some fixed mortgage interest rates.

Taking out a car loan can be a complex process, but getting a pre-approval could take some of the pressure off.

The Federal Government's HomeBuilder package offers grants of $15,000 to encourage new builds and renos. Here's how it works and who's eligible.

In a move designed to encourage more retired Australians to bring forward the sale of the large family home, the minimum age for people to make downsizer contributions into superannuation will be reduced from 65 to 60.

Pensioners and self-funded retirees who own property outright may be able to receive an income boost under the Pension Loans Scheme. Check your eligibility.

The $450 per month threshold for employers to pay workers compulsory superannuation will be canned from July 2022. The potential importance of this change is highlighted by new Canstar research.

NAB is increasing its four- and five-year fixed rates for homeowners from today. Macquarie Bank's longer-term fixed rates are going up too, as part of a broader trend in home loan movements.