Online Share Trading - January 24th Online Share Trading - Cash Management Accounts Guide Many online share trading brokers offer several different bank accounts, to complement their trading and investment offerings. Some of the types of accounts you may find being offered by online brokers include: Cash Account An everyday...
Online Share Trading - January 24th Going long or short - what's the difference? Long position Taking a long CFD position simply means you expect the value of the underlying security to increase. The difference between the entry price and the exit price is the profit or loss that is...
Online Share Trading - January 24th Online Share Trading Security – Are you safe? When trading shares online, it's important to give serious consideration to the security implications involved. Not only should you know what your broker is doing to keep your money safe, but there are also a number...
Managed Funds - January 24th Withdrawals from managed investments Investors can withdraw from their investment from as little as $500 to $10,000 at any time. Unlike a bank account where you can use an ATM, you must make a withdrawal request. Withdrawals can be requested...
Managed Funds - January 24th Capital growth or regular income? Investors may be seeking capital growth on their investment or a periodic income stream, and managed investments can cater for both objectives: Income from the fund?s assets is paid in the form of distributions Capital growth...
Business Savings Accounts - January 24th Businesses: Make the most of your savings With the level of business savings at historic highs it′s time for cashed-up small businesses to get in on the act! Find out more today at Canstar
Managed Funds - January 24th Should I invest in bonds? Advantages & Disadvantages Shares have always been the flashy big brother to bonds in the eyes of investors looking for a great return on their investment. However, shares have lost quite a bit of their glitter lately, as the...
Managed Funds - January 24th What makes a fixed income investment fund attractive? A fixed income investment fund is a collective investment scheme that invests mostly in bonds and bank bills – also known as debt securities. This debt security market - or the bonds market - has historically...
Business Savings Accounts - January 24th Borrowing and saving: Businesses are slowly picking up speed The level of business savings in Australia continues to rise, with deposits from non-financial institutions rising by $72 billion dollars over the past three years, to sit at an historic high of just over $400 billion....
Agribusiness - January 21st Risk Protection Insurance for Farmers and Agriculture With another round of severe floods and storms causing havoc in both Queensland and Victoria, it is a timely reminder that nature can strike anywhere and anytime. And nature spares nothing. People, equipment, crops and livestock...
Agribusiness - January 21st Farm Management Deposit v Term Deposit - Which is better? The idea behind the Farm Management Deposit scheme is to iron out the sometimes erratic income earned by farmers. In a good year, eligible farmers can minimize taxable income by diverting surplus funds into their FMD...
Agribusiness - January 21st Commodities: beautiful one day, gone the next The appalling bush fires and floods which have recently devastated parts of Australia serve to illustrate only too graphically how easy it is to lose not only human lives but crops and livestock as well. Add fluctuating commodity...
Business Transaction Accounts - January 11th Growth And Recovery Of Business Banking After The Global Financial Crisis Business recovery still to emerge A look at the chart below confirms commercial lending continues to remain in the doldrums. With business confidence being lacklustre and the bank?s risk appetite appearing to be fragile it appears...
Business Loans - January 11th The Entrepreneur's Guide To Business Banking Starting a business takes money, often lots of it, not only to finance day–to-day operations but also to cover expected growth. Luckily, we are spoilt for choice in Australia as there are plenty of banks, building...
Business Savings Accounts - January 11th Ways To Manage Cash For Small Business Cash is the lifeblood of any business operation and it′s particularly important to make sure your cash is housed correctly. Find out more today at Canstar
Business Loans - January 10th Banking Advice For Small Business Owners The term 'business banking' denotes a suite of products offered by banks, specifically for business owners. These products cover business loans, savings and transactions accounts, plus business credit cards. Small to medium-sized businesses are focussed on...
Rewards Credit Cards - January 3rd How to make money with reward credit cards You don't need to be Pythagoras to work out that the more money you spend on your credit card, the more rewards points you will clock up. If you are a big spender or an everyday...
Rewards Credit Cards - January 3rd Frequent flyer credit card rewards changes Qantas has reshuffled its Frequent Flyer cards, deleting several credit cards from its pack offering Frequent Flyer points as a reward option. The change, which is scheduled to take place from April next year, comes in...
Account-Based Pensions - December 28th When to retire? How to determine when you should retire Planning for retirement and making the decision about when to retire means some serious thinking about how to actually go about the process. Once you reach your preservation age and are officially a “senior” you can...
SMSF Savings Accounts - December 28th Why choose a SMSF? Australians in greater numbers are embracing the concept of a self-managed super fund (SMSF) to hold their retirement savings. There are many reasons for this but the most frequently cited is control. Disappointment with the recent...