Credit Score

When is debt consolidation a good or bad idea?
A financial counsellor talks about the pros and cons of debt consolidation and the risks to be aware of.

What is debt consolidation and how do you do it?
If you have multiple debts, one option to consider is debt consolidation. Here’s an overview of how it works and what some of your options are.

Bankruptcy: How long does it stay on your credit report?
How can bankruptcy affect your credit score and ability to get a loan? And how long will it stay on your credit report? Canstar reports.

Does having a personal loan affect my credit rating?
Does having a personal loan help or hinder your credit score? We look at the potential impact and offer tips on managing a loan responsibly.

How is your credit score calculated?
Do you know your credit score, and how it's calculated? It may be helpful to know your credit score before applying for credit or a personal loan. Canstar explains...
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