Compare some of the best variable rate home loans
The table below displays variable home loans from our Online Partners.
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The initial results in the table above are sorted by Interest rate (Low-High) , then Star Rating (High-Low) , then Comparison rate^ (Low-High) . Additional filters may have been applied, see top of table for details.
What is a variable rate home loan?
A variable rate home loan is one in which the interest rate is changeable and can fluctuate depending on market conditions, as well as the decisions of the lender. It can also change due to the movements of the RBA cash rate. This means that if you take out a variable rate home loan your interest repayments could go up or down at any time, and you could end up paying more or less from one fortnight, month or quarter to the next.
If you are contemplating a variable rate home loan or wish to compare variable home loan rates, you can find answers to some of the most frequently asked questions about variable home loans below. You can also use the comparison table at the top of the page to compare current variable home loans on the market from our online partners.
Frequently Asked Questions about Variable Home Loans
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Looking for an award-winning product or to switch providers or brands? Canstar rates products based on price and features in our Star Ratings and Awards. Our expert Research team shares insights about which products offer 5-Star value and which providers offer outstanding value overall. We also reveal which providers have the most satisfied customers in our dedicated Customer Satisfaction Awards.
About our home loan experts
Alasdair Duncan, Senior Finance Journalist
Joshua Sale, Group Manager, Research & Ratings
As Canstar’s Ratings Manager, Josh Sale is responsible for the methodology and delivery of Canstar’s Home Loan Star Ratings and Awards. With tertiary qualifications in economics and finance, Josh has worked behind the scenes for the last five years to develop Star Ratings and Awards that help connect consumers with the right product for them.
Josh is passionate about helping consumers get hands-on with their finances. Josh has been interviewed by media outlets such as the Australian Financial Review, news.com.au and Money Magazine.
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Important information
For those that love the detail
This advice is general and has not taken into account your objectives, financial situation or needs. Consider whether this advice is right for you.