Flybuys vs Everyday Rewards: How they compare

Everyday Rewards and Flybuys are the two biggest rewards programs in Australia. Find out how they compare and get tips to maximise your rewards.

Everyday Rewards and Flybuys are the two biggest rewards programs in Australia. Find out how they compare and get tips to maximise your rewards.

Aussies are big fans of loyalty programs, with Australian Loyalty Association data showing 86% of us signed up to at least one. However, while most of us carry the cards, only half actually use them.

With the cost of living biting, programs that offer grocery or fuel discounts are the most popular. Coles’ Flybuys and Woolworths’ Everyday Rewards lead the pack due to their wide reach and variety of benefits.

Both programs are free to join and let you earn points at the supermarket and through various partners. Here is a snapshot of how the two compare, how to maximise your rewards, and the traps you should watch out for.

Flybuys vs Everyday Rewards

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	Flybuys	Everyday Rewards
How to Earn Points	Collect at least 1 point for every $ spent at Coles and most major retail partners	Collect at least 1 point for every $ spent at Woolworths and partners
$ Redemptions	$10 off with 2,000 points	$10 off with 2,000 points
Special Redemptions	Convert every 1,000 flybuys points into 500 Velocity Points	Convert every 2,000 points to 1,000 Qantas Points

Source: www.canstar.com.au – 06/01/2025. Based on information from each respective providers’ websites.

How do Coles Flybuys and Everyday Rewards compare?

The programs are similar in terms of how you earn points and the value you get from the points. For example, if you only used your rewards card at the supermarket and spent $194 each week (the average weekly grocery spend according to Canstar research) it would take you 11 weeks to earn 2,000 points. So, over 12 months you’d have earned about $30 or 3,952 Qantas or Velocity Points. As you can see from the table below, those points won’t get you far. To cover the cost of a flight from Sydney to Melbourne, you’d need 5,700 Qantas Points plus $35 cash or 5,900 Velocity Points and $43.33 cash.

Keep in mind that this doesn’t include any points boosters or shopping at retail partners, which can potentially boost the rewards you earn.

Flybuys vs Everyday Rewards: Converting points

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	Everyday Rewards (Qantas)	Flybuys (Velocity Frequent Flyer)
Average weekly grocery spend	$194
How long to earn 2000 points	11 Weeks	11 Weeks
Points earned in 12 months	10,088 Points	10,088 Points
$ Earned from points in 12 months	$50	$50
Frequent Flyer Conversion	5,000 Points	5,000 Points
Flying Sydney to Melbourne	5,700 Points + $35	5,900 Points + $43.33 OR 13,300 Points

Source: www.canstar.com.au – 6/01/2026. Average weekly grocery spend based on a 3 person household per Canstar Blue research. Flight prices based on air fares for a one-way Sydney to Melbourne flight, flying out on June 1, 2026. Flight prices based on the lowest possible cost flight. Point earn rate does not consider bonuses or boosts.

Choosing the supermarket rewards program that is right for you comes down to which supermarket you shop at most, if you shop at the retail partners regularly and whether you prefer Qantas Points or Velocity Points. You may even choose to sign up for both.

Coles Flybuys

How to join

You can join Flybuys online or via the app. Alternatively, you can pick up a temporary card from a participating retailer and register it online. You can access the digital card through the Flybuys app and add it to your digital wallet as soon as you sign up, however if you would prefer a physical card, you can request one for free.

How you earn points

You can collect at least one point for every dollar spent at Coles and most major retail partners including Kmart, Bunnings, Officeworks and Liquorland. At some stores such as Catch and Shell Reddy Express you’ll collect one point for every $2 spent.

You need to scan your Flybuys card to collect points when you shop in-store or simply enter your Flybuys details at the checkout if you are shopping online.

There are opportunities to boost your rewards points. For example, at the time of writing, you could earn:

Up to 5 Flybuys points for every dollar spent in store or click and collect orders at Kmart, Target, Bunnings and Officeworks.
Up to 130,000 Flybuys points when you sign up for an eligible HCF Health Insurance policy.

Of course, you shouldn’t take out an insurance policy simply to earn points but if you are considering it, make sure you check how the product actually stacks up.

You can also check the Flybuys app to see available offers that you can activate before you go shopping.

How you can use points

Flybuys offers four main options for using your rewards points.

Money off your shopping: Every 2,000 points you earn gets you $10. You can choose to convert your points to Flybuys dollars in multiples of $10 to spend in-store at participating Flybuys partners. You can exchange your points for Flybuys dollars online and will be asked to set a PIN. However, you’ll need to have and use a physical card to spend your Flybuys dollars.
Shop at the Rewards Store: You can redeem your points at the Flybuys store for a variety of gift cards or a range of items including appliances, jewellery, luggage and more.
Transfer to Velocity Points: You can arrange to convert your Flybuys points to Velocity Points. You will earn 500 Velocity Points for every 1,000 Flybuys points you transfer. You can even turn on Auto Transfer to automatically convert your Flybuys to Velocity Points.

Everyday Rewards

How to join

You can join Everyday Rewards online or pick up a temporary Everyday Rewards card from Woolworths and register it online. You can access your digital card through the Everyday Rewards app or add it to your digital wallet. If you prefer a physical card, you can arrange for one to be sent out to you.

How you can earn points

You can collect at least one point for every dollar spent at Woolworths and partners (see the table below for a list of everywhere you can earn points with Everyday Rewards.) You will need to scan your physical or digital card when you shop in-store to collect points. You can also collect points when you shop online – just be sure to link your Everyday Rewards card to the relevant store.

Everyday Rewards also regularly has special offers called ‘points boosters’ that will give you extra points when you buy certain items. You can find details of offers on the app or in your inbox.

You can also take advantage of sign-up bonus offers. At the time of writing, you could earn up to 5,000 points for signing up for electricity or natural gas with Origin Energy. Origin Energy is also offering new customers 20,000 points for signing up to an Origin internet plan.

How you can use points

There are three main ways you can use your rewards points.

Money off your shopping: When you reach 2,000 Everyday Rewards points, you will earn $10 off a future shop which you can use at Woolworths, BWS, BIG W and participating EG Ampol (operated by EG Australia). You can spend it straight away or stagger your savings across shops, in multiples of $10 off.
Save them for Christmas: You can bank your Everyday Rewards points dollars to use for Christmas. They’ll be available for you to spend between 1 December and 1 January each year.
Convert them to Qantas Points: With this option, every time you hit 2,000 Everyday Rewards points they will be converted to 1,000 Qantas Points. They’ll automatically be transferred to your Qantas Frequent Flyer account.

Tips to maximise your rewards

Here are a few things you can do to boost your rewards earnings potential:

Download the relevant app or add the card to your digital wallet, if you haven’t already. You’re more likely to forget your physical card at home than your phone.
Consider adding immediate family members to your rewards program and that way you are all working towards building your points balance together.
Don’t forget to add the relevant details when you’re shopping online with a retail partner so you can collect points on your purchases.
Check the app for any offers before you go shopping. You might also choose to go in weekly and activate them so that you don’t have to worry about checking.

Traps to watch out for

Loyalty programs might seem like a good way to get rewarded for something you were going to do anyway but there are a few traps to watch out for.

You are effectively sharing a lot of data about yourself and your shopping habits. You might be happy to do this in exchange for personalised offers but it can be worth finding out more about how your data can be used and if it is shared. Both Everyday Rewards and Flybuys, for example, may share your information with their retail partners.
Avoid the temptation to spend more than you normally would or buy something you wouldn’t normally buy just to get extra points.
Make sure you are still shopping around for the best prices. If you only shop at Coles, for example, because you are focusing on earning Flybuys points you could end up missing out on special deals and lower prices at Woolworths and vice versa. The Australian Loyalty Association report found that 74% of consumers shop more frequently with their loyalty program brands and 69% spend more with their loyalty program brands.

This article was reviewed by our Consumer Editor Meagan Lawrence before it was updated, as part of our fact-checking process.

Jasmine Tait

Utilities Writer

Jasmine Tait is a utilities writer within Canstar's editorial team. Jasmine graduated from the Queensland University of Technology with a Bachelor of Fine Arts, majoring in Creative Writing with a minor in Communications. Jasmine has previously edited for a variety of publications including ScratchThat magazine and Seaglass Literary. When Jasmine isn’t working, you can usually find her reading or spending time with her friends and family. You can follow Jasmine on LinkedIn.