ING Direct Home Loans

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ING Direct is a provider of home loans, credit cards, savings and transaction accounts, term deposits, home insurance, and superannuation.

Loan options: What ING Direct home loans offer

Here’s a snapshot of ING Direct’s variable home loans currently on offer for a purchase value of $350,000 in New South Wales. To compare other home loans, please click here.

The table below displays a snapshot of the lowest rate 5-Star rated variable home loan products on Canstar’s database. This table is sorted by ‘current rate’ (lowest to highest), then by provider name (alphabetically).

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The inclusions below represent a selection of the features available with a standard variable rate home loan for an owner occupier. Canstar is not making any suggestion or recommendation to you about this product. Additional conditions may apply to different features. Please see our comparison tables for more detailed information about products on offer from this provider. Please ensure that you read the product disclosure statement (PDS) to determine all the current loan terms and conditions for the product you are considering.

Variable home loan features

  • Offset account available (100% offset account)
  • Split rate loan option available
  • Redraw facility available
  • Additional repayments allowed
  • Home loan pre-approval available
  • Repayments may be made fortnightly or monthly

What types of home loans does ING Direct offer?

At the time of writing, ING Direct offers the following types of home loans:

  • Variable rate home loan
  • Fixed rate home loan
  • Offset account home loan

Find out about how different types of home loans work here.

Low advertised variable rates for refinancing home loans

The tables below display a snapshot of the lowest variable home loan products on Canstar’s database with links to lenders’ websites available for a loan amount of $350,000 at 80% LVR in NSW, and available for Principal and Interest repayments. The results are sorted by ‘current rate’ (lowest to highest), then by provider name (alphabetically).

ING Direct FAQs

Applying for an ING DIRECT home loan is as simple as clicking on an ING Direct product in the Canstar home loan comparison tables. If you need more help to apply, you can call ING Direct directly on 133 464 (available 24/7).

Follow our applying for a home loan checklist, and use the Canstar website to compare ING Direct home loans with other home loans before choosing a product that suits your needs:

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Yes, ING DIRECT allows unlimited extra repayments on its variable interest home loans, and additional repayments of up to $10,000 per fixed year on its fixed-rate home loans. Fees and charges may apply for repaying your loan earlier than the end of the loan term. Terms and conditions apply; contact your lender for details.

Yes, an offset account is available for certain ING Direct home loans. Fees and charges may apply to use of an offset account; contact your lender for details.

If you’re in the market for a home loan, compare your home loan options with Canstar:

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ING Direct was founded in 1999 as a subsidiary of the Dutch multinational bank, ING Group. Australia’s first direct bank, ING Direct, is the largest mortgage lender that isn’t one of the Big 4 banks.

Today, ING Direct has over 1.5 million customers and more than 475,000 home loans. As a direct bank, ING Direct has no branches, operating primarily via phone and online banking. It is headquartered in Sydney.

ING Direct suports the Australian community through Dreamstarter, a crowd-funding initiative that has empowered over 60 social impact projects with over $1 million in support.

Source: INGDIRECTAUS

Certain ING Direct home loans received a 5-star rating from Canstar in our March 2017 star ratings. See our home loans comparison pages for details.

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ING Direct Orange Advantage Variable PI 150-499k 80%

Canstar Research
Rating:
Award: Outstanding Value Home Loan

Variable Home Loan

ING Direct Orange Advantage Variable PI 150-499k 80%

View The 2018 Home Loans Star Ratings Report

Written by: Tim Smith | Last updated: May 24, 2018

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