ANZ vs Commonwealth Bank

Credit Cards | Home Loans Savings Accounts | | Personal Loans  | Home Insurance Life Insurance | Car Insurance | Travel Insurance 

ANZ and Commonwealth Bank (CommBank) are two of the Big Four banks in Australia. Banking with these two institutions can offer you a large range of financial services. So should you choose ANZ or Commonwealth Bank?

Below we compare some of the services available from ANZ and CommBank: Credit Cards, Home Loans, Savings Accounts, Superannuation, Personal Loans, Home & Contents Insurance, Life Insurance, Car Insurance, and Travel Insurance.

Services offered by ANZ and Commonwealth Bank

ANZ Commonwealth Bank (CommBank)
  • Credit cards
  • Home loans
  • Bank accounts (savings account, transaction account)
  • Superannuation
  • Personal loans
  • Home & contents insurance
  • Life insurance
  • Landlord insurance
  • Car insurance
  • Travel insurance
  • Investment products
  • Loan & credit repayment insurance
  • Credit cards
  • Home loans
  • Bank accounts (savings account, transaction account)
  • Superannuation
  • Personal loans
  • Home & contents insurance
  • Car insurance
  • Life insurance
  • Travel insurance
  • Term deposits
  • Investment products
  • Loan & credit repayment insurance

ANZ vs Commonwealth Bank Credit Cards

ANZ and CommBank both offer a large range of credit cards including Low Rate Cards, Low Fee Cards, Rewards Cards, and Premium Cards. If you are considering an ANZ or Commonwealth Bank credit card, you can compare what’s available in our comparison table below.

This table is based on a monthly spend of $1,000 and is sorted by the interest rate charged on purchases (lowest to highest).

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ANZ vs Commonwealth Bank Home Loans

ANZ and Commonwealth Bank both offer a large range of home loans, including fixed rate and variable rate loans. If you are considering an ANZ or Commonwealth Bank home loan, you can compare what’s available in our comparison table below.

This table is based on a purchase price of $600,000 for a property located in NSW, for owner occupier borrowers looking for their next home, with a 25-year variable loan term. Please note that this table is formulated based on Principal & Interest repayments, and is sorted by comparison rate (lowest to highest).*

*Read the Comparison Rate Warning.

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ANZ vs Commonwealth Bank Savings Accounts

ANZ and Commonwealth Bank both offer a large range of savings accounts including regular savings accounts, online savings accounts, junior savings accounts, seniors’ savings accounts, and SMSF savings accounts.

If you are considering an ANZ or CommBank savings account, you can compare what’s available in our comparison table below. This table is based on Canstar’s ‘regular saver’ profile with $1,000 of current savings, located in NSW, and is sorted by total interest rate (lowest to highest).

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ANZ vs Commonwealth Bank Superannuation

ANZ and Commonwealth Bank both offer superannuation accounts. If you are considering choosing a super fund with ANZ or Commonwealth Bank, you can compare what’s available in our comparison table below.

This table is based on someone aged 30-39 years old, with a current super balance of between $55,000 and $100,000. This table is sorted by star rating (highest to lowest).


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ANZ vs Commonwealth Bank Personal Loans

ANZ and CommBank both offer a large range of personal loans, including unsecured loans and secured loans (security may be car or vehicle, term deposit amount, or other).

If you are considering an ANZ or CommBank personal loan, you can compare what’s available in our comparison table below. This table is based on a loan amount of $20,000 for a 3-year loan term for borrowers located in NSW, sorted by comparison rate (lowest to highest).

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ANZ vs Commonwealth Bank Home Insurance

ANZ and CommInsure both offer a range of home insurance options, with cover for Building Only, Contents Only, or packaged Home & Contents. If you are considering ANZ or Commonwealth Bank (CommInsure) home insurance, you can compare what’s available in our comparison table below.

This table is based on home and contents insurance for under $550,000 of cover for building and contents, for people located in NSW or ACT and aged less than 50 years old. The table is sorted by star rating (highest to lowest).

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ANZ vs Commonwealth Bank Life Insurance

ANZ and CommInsure both offer life insurance options for many different ages and occupation groups. If you are considering ANZ or Commonwealth Bank (CommInsure) life insurance, you can compare what’s available in our comparison table below.

This table is based on a female aged 30-39 years old, who works in a professional occupation group, and is a non-smoker. The table is sorted by star rating (highest to lowest).

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ANZ vs Commonwealth Bank Car Insurance

ANZ and CommInsure both offer Third Party Property, Third Party Property Fire and Theft, and Comprehensive car insurance policies, with sum insured options including cover up to the agreed value or market value.

If you are considering ANZ or Commonwealth Bank (CommInsure) car insurance, you can compare what’s available in our comparison table below. This table is based on insurance cover for males aged 30-39 years old who live in NSW, with no extra driver under 25 years old on the policy. The table is sorted by star rating (highest to lowest).

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ANZ vs Commonwealth Bank Travel Insurance

ANZ and CommBank both offer travel insurance for visiting many different destinations. If you are considering ANZ or Commonwealth Bank travel insurance, you can compare what’s available in our comparison table below.

This table is based on insurance for a couple aged less than 70 years old, who are travelling to the USA on a 10-day trip. The table is sorted by star rating (highest to lowest).

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Written by: Regina Collins | Last updated: May 9, 2017