HSBC vs Citi

Credit Cards | Home Loans | Savings AccountsLife Insurance | Travel Insurance

HSBC and Citi are both international banking and finance organisations. Banking with these two institutions can offer you a large range of financial services. So should you choose HSBC or Citi?

Below we compare some of the services available from HSBC and Citi: Credit Cards, Home Loans, Bank Accounts, Life Insurance, and Travel Insurance.

Services offered by HSBC and Citi

HSBC Citi
  • Credit cards
  • Home loans
  • Bank accounts (savings account, transaction account)
  • Personal loans
  • Life insurance
  • Travel insurance
  • Investment products
  • Home & contents insurance
  • Landlord insurance
  • Car insurance
  • Credit cards
  • Home loans
  • Bank accounts (savings account, transaction account)
  • Personal loans
  • Life insurance
  • Travel insurance

HSBC vs Citi Credit Cards

HSBC and Citi both offer a large range of credit cards including Low Rate Cards, Low Fee Cards, Rewards Cards, and Premium Cards. If you are considering a HSBC or Citi credit card, you can compare what’s available in our comparison table below.

This table is based on a monthly spend of $1,000 and is sorted by the interest rate charged on purchases (lowest to highest).

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HSBC vs CitiHome Loans

HSBC and Citi both offer a large range of home loans, including fixed rate and variable rate loans. If you are considering a HSBC or Citi home loan, you can compare what’s available in our comparison table below.

This table is based on a purchase price of $600,000 for a property located in NSW, for owner occupier borrowers looking for their next home, with a 25-year loan term. Please note that this table is formulated based on Principal & Interest repayments, and is sorted by comparison rate (lowest to highest).*

*Read the Comparison Rate Warning.

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HSBC vs Citi Savings Accounts

HSBC and Citi both offer a large range of savings accounts including regular savings accounts, flexible savings accounts, junior savings accounts, seniors’ savings accounts, and SMSF savings accounts.

If you are considering a HSBC or Citi savings account, you can compare what’s available in our comparison table below. This table is based on Canstar’s ‘regular saver’ profile with $1,000 of current savings, located in NSW, and is sorted by total interest rate (lowest to highest).

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National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) is the credit provider and issuer of Citi branded financial and credit products. NAB has acquired the business relating to these products from Citigroup Pty Ltd (ABN 88 004 325 080, AFSL and Australian Credit Licence 238098) (“Citi”) and has appointed Citi to distribute and assist to administer the products.

Citi”, “Citibank”, “Citigroup”, the Arc design and all similar trade marks and derivations thereof are used temporarily under licence by NAB from Citigroup Inc. and related group entities.

Written by: Regina Collins | Last updated: May 9, 2017