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This advice is general and has not taken into account your objectives, financial situation, or needs. It is not personal advice. Consider whether this advice is right for you. For more information, read Canstar’s Financial Services and Credit Guide (FSCG) and our detailed disclosure. Canstar may receive a fee for referring you to a product provider – for further information, see how we get paid. Payment of fees for ads does not influence our Star Ratings or Awards.
Canstar is a comparison website, not a product issuer, so it’s important to check any product information directly with the provider. Consider the Product Disclosure Statement (PDS), Target Market Determination (TMD) and other applicable product documentation before making a decision to purchase, acquire, invest in or apply for a financial or credit product. Contact the product issuer directly for a copy of the PDS, TMD and other documentation.
Canstar is an information provider and in giving you product information Canstar is not making any suggestion or recommendation about a particular credit product or loan. If you decide to apply for a credit product or loan, you will deal directly with a credit provider, and not with Canstar. Rates and product information should be confirmed with the relevant credit provider. For more information, read the credit provider’s key facts sheet and other applicable loan documentation for that product. Read the Comparison Rate Warning.

Research provided by Canstar Research AFSL and Australian Credit Licence No. 437917. Canstar Pty Ltd AR 443019 CR 538715.

a. The views, opinions, and positions expressed in this piece are the views of the author(s) alone, and do not necessarily reflect the views of Canstar.

b. The views, opinions and advice quoted in this piece are those of the author(s) or interviewee(s) expressing them, and do not necessarily reflect the views of Canstar. Any other views expressed and advice given by Canstar or its employee(s) in the above article are not necessarily those of the same author(s) or interviewee(s).

The examples provided in the article are not based on actual products or real consumer circumstances. The information in this article is of a general nature only, and does not take into consideration your objectives, financial situation or needs. It is not personal advice, and you should not rely on it, even if the example is similar to your own circumstances. You should make your own enquiries and calculations based on your own personal circumstances as well as finding out specific product costs, rates or features that may be relevant to you. You should consider seeking independent advice before making a purchase, credit, or investment decision.