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Travel Insurance for Bali

Get covered from as low as$16*per day for a couple's tropical escape to Bali.

The beachside paradise of Bali is a beloved destination for Aussie travellers. Whether you plan on an adventure holiday or relaxing by the water, it’s important to consider the protection that travel insurance can offer should the unexpected happen on your trip.

*Based on quotes were collected on 13/6/2025 from Canstar’s travel insurance panel.
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Joshua Sale's profile picture
Joshua Sale
GM, Research
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Alasdair Duncan
Content Editor
Fact Checked

Why do I need Travel Insurance for Bali?

Compare policies from over 25 Travel Insurance providers

Tick Travel Insurance
Insure and Go Insurance
World2Cover travel insurance
Fastcover
Qantas Insurance

We do not compare all brands in the market, or all products from our participating brands. At times certain brands or products may not be available or offered to you. Learn more.

Featured Offers

Compare a selection of travel insurers in Australia, with real time quote and features.

The below table is showing results for a 18-69 year old person travelling to Indonesia. This table only shows products from our Online Partners who are able to return product prices. The Cover Rating is based for the Indonesia profile. This profile considers a range of travel destinations within Indonesia and consumer profiles. See the Travel Insurance Cover Rating Methodology for more details.

Fast Cover logo
Fast Cover - Frequent Traveller Saver
gold stargold stargold stargold stargold star
UnlimitedUnlimited
Fast Cover logo
Fast Cover - Comprehensive
gold stargold stargold stargold stargold star
UnlimitedUnlimited
InsureandGo logo
InsureandGo - Gold
gold stargold stargold stargold stargold star
UnlimitedUnlimited
Freely logo
Freely - Overseas Explorer
gold stargold stargold stargold stargrey star
Unlimited$5,000
InsureandGo logo
InsureandGo - AMT Gold 30 Days
gold stargold stargold stargold stargrey star
UnlimitedUnlimited
InsureandGo logo
InsureandGo - Silver
gold stargold stargold stargold stargrey star
Unlimited$15,000
Tick Travel Insurance logo
Tick Travel Insurance - Top
gold stargold stargold stargold stargrey star
Unlimited$20,000
Tick Travel Insurance logo
Tick Travel Insurance - Standard
gold stargold stargold stargold stargrey star
Unlimited$5,000
Travel Protect logo
Travel Protect - Explorer
gold stargold stargold stargold stargrey star
Unlimited$40,000
Travel Protect logo
Travel Protect - Annual Multi Trip
gold stargold stargold stargold stargrey star
Unlimited$20,000

The table above is sorted by Cover Rating (highest to lowest) then Provider Name (Alphabetical).

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Travel insurance for Bali: how can it protect you?

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Medical, Accident & Evacuation Cover

If you injure yourself (or someone else) while riding a scooter, or get a bad case or food poisoning, overseas medical care can be expensive, and the right travel insurance policy can cover you for both hospital bills and legal liability. In the event of a medical emergency that requires you to be flown home for specialist treatment, expenses can be unexpectedly high, so it’s important to consider travel insurance that covers this.

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Trip Cancellation & Delay Cover

While beautiful, Bali can be prone to natural disasters like storms and volcanic eruptions, which can cause chaos to your travel plans. Travel insurance can provide cover if you need to cancel bookings due to these events. Likewise, if you’re forced to stay put in your hotel to wait out heavy rains, or if a family emergency forces you to extend your stay, travel insurance can help reimburse you for these and other expenses related to your delay.

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Luggage Loss or Damage Cover

Few things can ruin a trip faster than finding that your luggage has not joined you at your destination. If your bags are lost and you’re stranded without essentials, you may need to replace clothing, toiletries or even larger items. If this is a concern, you may decide to opt for a policy with a higher limit for loss or damage, so you can be covered for what you need, so you’ll have the peace of mind you need to relax on Bali’s beautiful beaches.

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InternationalSeniors
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International
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Travel Insurance for Bali

Key topics

How to choose the right travel insurance for Bali?

Cheapest is not always best and in the case of travel insurance – when choosing a policy, it’s important to buy the cover that suits your particular situation, and what you plan to do on your trip.

For instance, when comparing travel insurance with Canstar, you can search for policies that cover you for travel to Bali and Indonesia, and see the limits that each policy provider for overseas medical and hospital cover, as well as cancellation and lost luggage.

You can further filter your results to show policies that cover for a range of options that may be applicable to your trip to Bali, for example, if you plan on riding a motorbike or doing certain kinds of watersports while in Bali, cover for these things may not be standard and may need to be added on.

What does Bali travel insurance cover?

The list of things generally covered by travel insurance policies for Bali includes:

Medical or dental emergency

Hospital admission, emergency care and medical evacuation.

Lost or stolen luggage, passport or other items

Replacing luggage and travel documents is the most common claim for travel insurance.

Cancelling your trip unexpectedly

Cancellation due to illness, accident, holiday leave being revoked or a natural disaster at home or at your intended destination.

Legal liability

If you break a local law and need a lawyer/interpreter e.g if you injure someone or are held accountable for damaged property.

Optional extras

Some policies offer a variety of useful extras depending on which one you get, such as rental vehicle excesses, cover for kennels and catteries for your pets at home, and even cover if you suffer a loss of income or a permanent disability while overseas.

Repatriation

If tragedy strikes while you are away, repatriation covers the cost of flying your body and belongings back home to Australia. Some travel funds also include a separate sum for funeral expenses.

What does Bali travel insurance not cover?

Your travel insurance policy won’t cover everything that happens to you while travelling in Bali, as there are a number of common exclusions, as well as things that could void your cover, such as:

Riding without a helmet

Riding a scooter or motorbike in Indonesia can be dangerous, and your travel insurance will not cover you if you are found to be riding without a helmet.

Being under the influence

Likewise, claims relating directly to drugs or alcohol or incidents befalling travellers under the influence of these things will likely not be covered.

Pre-existing conditions

While you can sometimes pay a bit extra to get them covered, an exclusion may apply if, at the time of purchasing the policy, you were aware of something that would give rise to you making a claim under the policy and didn’t inform the insurer. It is worth checking the terms and conditions of your policy to find out if you’re covered for your condition.

Unreported and unattended items

You can be covered if your possessions are stolen or lost accidentally, but leaving them unattended will often void your cover. In the event that your possessions are lost or stolen, you need to report the loss within 24 hours to your insurance provider.

Can you get motorbike and scooter insurance for Bali?

Riding a moped or motorcycle in Bali is very popular – particularly given the traffic congestion there. There are always dangers associated with driving a motorbike, which are magnified in this part of the world due to the lack of road regulations, so motorcycle insurance can be a good idea.

Be aware, though, that many travel insurance policies will only cover you for a 250cc or less motorcycle, and only if you have an Australian motorcycle licence. If you plan on riding a moped or motorcycle in Bali, it’s important to always wear a helmet, and make sure your cover has a suitable overseas medical and hospital limit.

Can you get watersports insurance for Bali?

Bali has beautiful beaches and if you’re planning on hitting them, then ensure that your Bali travel insurance covers you for any water sports you’re planning on trying. Things such as snorkelling, among other Bali activities, are generally covered under a standard policy, but more extreme activities such as scuba diving often are not. It’s important to check that you have the cover you need before you go, and also make sure your cover has a suitable overseas medical and hospital limit.

How much does travel insurance cost for Bali and Indonesia?

At the time of writing, basic travel insurance for Bali can start from as low as $35-50 for an individual traveller for basic cover for a week in Bali, and $110 and up for more comprehensive cover, but the price can vary from there, depending on the level of cover and inclusions that you need. You can compare travel insurance with Canstar to find cover that suits your particular needs and budget.

Travel Insurance for Bali FAQ's

About our finance experts

Alasdair Duncan, Senior Finance Journalist

Alasdair Duncan | Canstar

Alasdair Duncan is a Senior Finance Journalist at Canstar, specialising in home loans, property and lifestyle topics. He has written more than 400 articles for Canstar and his work is widely referenced by other publishers and media outlets, including Yahoo Finance, The New Daily, The Motley Fool and Sky News. He has featured as a guest author for property website homely.com.au.

In his more than 15 years working in the media, Alasdair has written for a broad range of publications. Before joining Canstar, he was a News Editor at Pedestrian.TV, part of Australia’s leading youth media group. His work has also appeared on ABC News, Junkee, Rolling Stone, Kotaku, the Sydney Star Observer and The Brag. He has a Bachelor of Laws (Honours) and a Bachelor of Arts with a major in Journalism from the University of Queensland.

When he is not writing about finance for Canstar, Alasdair can probably be found at the beach with his two dogs or listening to podcasts about pop music.

You can follow Alasdair on LinkedIn and Twitter.

You can also read more about Canstar’s editorial team and our robust fact-checking process.


Josh Sale, Travel Insurance Ratings Manager

Headshot of Josh Sale, CanstarAs Canstar’s Ratings Manager, Josh Sale is responsible for the methodology and delivery of Canstar’s Travel Insurance Star Ratings. With tertiary qualifications in economics and finance, Josh has worked behind the scenes for the last five years to develop Star Ratings and Awards that help connect consumers with the right product for them.

Josh is passionate about helping consumers get hands-on with their finances. Josh has been interviewed by media outlets such as the Australian Financial Review, news.com.au and Money Magazine.

You can follow Josh on LinkedIn, and Canstar on Twitter and Facebook.

 

Important Information

For those that love the detail

This advice is general and has not taken into account your objectives, financial situation or needs. Consider whether this advice is right for you.