Extras-only health insurance
Looking for extras cover? The table below shows a range of extras-only private health insurance policies offered by our Online Partners.
Instantly compare 13,000+ Canstar expert rated policies based on the inputs below
75 years experience insuring Australian's health
Canstar's 2022 Outstanding Value Health Insurance
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The initial results in the table above are sorted by Star Rating (High-Low) , then Monthly premium (approx) (Low-High) , then Provider Name (Alphabetical) . Additional filters may have been applied, see top of table for details.
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About Extras Health Insurance
What is extras-only health insurance?
Extras-only health insurance, or ancillary cover, is a type of health insurance that provides cover for ‘general’ treatments and services from medical and allied health professionals not typically subsidised through Medicare. These ‘extras’ could include dental treatment, optical devices such as glasses, physiotherapy, and podiatry. Typically, these ‘extras’ are not covered by Medicare, and this type of insurance could help cover your out-of-pocket costs.
You will usually be able to claim money back after you have served any waiting periods that may apply. Most policies will only allow you to claim back a certain percentage of costs for each service, and this will also be subject to annual cover limits.
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Canstar Star Ratings and Awards
Looking for an award-winning product or to switch providers or brands? Canstar rates products based on price and features in our Star Ratings and Awards. Our expert Research team shares insights about which products offer 5-Star value and which providers offer outstanding value overall. We also reveal which providers have the most satisfied customers in our dedicated Customer Satisfaction Awards.
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About our finance experts
Karen Yang, Content Producer
Joshua Sale, Group Manager, Research & Ratings
As Canstar’s Ratings Manager, Josh Sale is responsible for the methodology and delivery of Canstar’s Health Insurance Star Ratings and Awards. With tertiary qualifications in economics and finance, Josh has worked behind the scenes for the last five years to develop Star Ratings and Awards that help connect consumers with the right product for them.
Josh is passionate about helping consumers get hands-on with their finances. Josh has been interviewed by media outlets such as the Australian Financial Review, news.com.au and Money Magazine.
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This advice is general and has not taken into account your objectives, financial situation or needs. Consider whether this advice is right for you.