What health-related things are not covered by OSHC insurance?
Overseas Student Health Cover (OSHC) will not cover everything that could happen to your health while you are in Australia.
There are several things that are not covered by OSHC, including some things that insurance companies are not allowed to cover, things not covered by Medicare, and some specialist treatments.
Insurance companies are not allowed to cover some things under OSHC policies:
Then there are some things are not covered by your OSHC because they are not covered by Medicare (the Australian public system), including:
In addition, insurance providers do not cover or pay for certain things such as:
So what if you need to get a new pair of glasses while you are in Australia, for example, or you want to visit the dentist or you need to get your wisdom teeth taken out? The good news is that you can still get health insurance to cover many of the things listed above!
You can buy a general health insurance (or extras health insurance) policy on top of your OSHC insurance policy. An extras health policy can cover you for medical expenses like a trip to the dentist, physiotherapist, or optometrist.
Different extras policies cover different things. You can compare extras health insurance and find a good value policy for you by using the Canstar website.
Compare Extras Health Insurance with Canstar
If you are looking for OSHC, find the insurance that provides outstanding value for international students. See the comparison table below for a snapshot of the current policies available to the market for a student with a 1 year study visa in NSW. Compare features and costs for OSHC student health insurance in Australia on the Canstar website:
Compare OSHC Student Health Cover with Canstar
Find out more about OSHC with our latest star ratings report:
The Star Ratings in this table were awarded in April 2022 and data is as at that date, updated from time to time to reflect product changes notified to us by product issuers.
Canstar is an information provider and in giving you product information Canstar is not making any suggestion or recommendation about a particular insurance product. If you decide to apply for overseas student health cover, you will deal directly with an insurance provider, and not with Canstar. Rates and product information should be confirmed with the relevant insurance provider. For more information, read our detailed disclosure, important notes and additional information.The inclusions mentioned represent a selection of what is covered at the time of writing. Additional terms and conditions may apply to different features. Additional fees may apply to the product. Canstar is not making any suggestion or recommendation to you about this product. Please ensure that you read the product disclosure statement to determine all the current options and inclusions for the product you are considering.
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This advice is general and has not taken into account your objectives, financial situation or needs. Consider whether this advice is right for you. Consider the product disclosure statement and target market determination before making a purchase decision. Canstar provides an information service. It is not a credit provider, and in giving you information about credit products Canstar is not making any suggestion or recommendation to you about a particular credit product. Research provided by Canstar Research AFSL and Australian Credit Licence No. 437917.