Credit Score - Page 3

We explain what 'good', 'very good', or 'excellent' credit scores are, what you can do with them, and what you could do to improve your score.

Lenders look at your credit score to help them decide whether to give you credit or a loan. Credit reporting agencies, such as Equifax, allow you to check your credit report and your credit score.

It takes time to improve your credit score. But how long exactly?

How do you know if your credit score is bad, what does a bad credit score mean for you, and what can you do to make your credit score better?

A financial counsellor talks about the pros and cons of debt consolidation and the risks to be aware of.

Are you considering a credit card with a balance transfer offer? Find out whether it will affect your credit score.

If you’ve ever applied for credit, you’ll likely have a credit report about you. Find out what is on your credit report and why it’s important to check it.

Online banking can be a convenient way to manage your money or pay bills. But how do you ensure that your details are safe? We take a look at what the banks say, and provide tips for keeping yourself safe while banking online.

All about the benefits of bill smoothing and how to do it. Find out how bill smoothing could help you budget to prevent financial stress.

Taking out a car loan can be a complex process, but getting a pre-approval could take some of the pressure off.

Expert tips to help you get on top of your finances, become debt free and create a plan to change your money habits for good.

If you have multiple debts, one option to consider is debt consolidation. Here’s an overview of how it works and what some of your options are.

Bankruptcy is a legal process where you are unable to pay debts. It can trigger a domino effect that affects your credit score, chances of approval for loans and flexibility to travel. We explain what it might mean for you, and support that's available.

How can bankruptcy affect your credit score and ability to get a loan? And how long will it stay on your credit report? Canstar reports.

If you’re looking to apply for a credit or loan product, it’s important to know where you stand as a borrower.

If you have negative information on your credit report, you may be tempted to hire a credit repair company to “fix your report”. But be aware that these companies may charge you high fees for something you can do yourself for free.

Australia recently made the switch from negative to positive or comprehensive credit reporting. Find out how the new system works.

Does having a personal loan help or hinder your credit score? We look at the potential impact and offer tips on managing a loan responsibly.

Could it harm your credit report and credit score to make multiple applications for credit within a short space of time? Canstar explains.

If you are about to apply for a loan or a credit card, knowing if you are regarded as a reliable borrower can be helpful in predicting whether you’ll be successful in your application.