St.George Credit Cards

The table below displays a range of St.George Bank credit cards on our database.

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Editor-in-Chief
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  • Purchase rate p.a. - lowest first
  • Purchase rate p.a. - highest first
  • Reward points per $1 - lowest first
  • Reward points per $1 - highest first
  • Annual fee - lowest first
  • Annual fee - highest first
promoted
Fees & charges apply. Australian Credit Licence 233714.
13.99%
-
$55
dot
0% p.a. interest rate on balance transfers for 24 mths.
dot
2% BT fee applies.
Offer
Fees & charges apply. Australian Credit Licence 233714.
Fees & charges apply. Australian Credit Licence 233714.
promoted
Fees & charges apply. Australian Credit Licence 234945.
12.99%
-
$59
dot
0% p.a. for 24 months on balance transfers.
dot
Free overseas travel insurance. No FX fees.
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3% BT Fee. Ltd time, other fees, T&Cs apply.
Offer
Travel insurance
Fees & charges apply. Australian Credit Licence 234945.
Fees & charges apply. Australian Credit Licence 234945.
promoted
Fees & charges apply. Australian Credit Licence 233714.
13.74%
-
$59
dot
0.00% p.a. interest rate on balance transfers for 26 mths. Rate reverts to 21.49% p.a. Balance transfer fee of 2% applies.
Offer
Fees & charges apply. Australian Credit Licence 233714.
Fees & charges apply. Australian Credit Licence 233714.
promoted
Fees & charges apply. Australian Credit Licence 230686.
20.74%
0.50
uncapped
$0
dot
Points never expire
Fees & charges apply. Australian Credit Licence 230686.
Fees & charges apply. Australian Credit Licence 230686.
promoted
Fees & charges apply. Australian Credit Licence 233714.
13.99%
-
$55
Bonus
Offer
Fees & charges apply. Australian Credit Licence 233714.
Fees & charges apply. Australian Credit Licence 233714.
promoted
Fees & charges apply. Australian Credit Licence 233714.
13.99%
-
$55
Offer
Fees & charges apply. Australian Credit Licence 233714.
Fees & charges apply. Australian Credit Licence 233714.

You’ve seen all your search results.

We couldn’t find any other products from our Online Partners, so here are a few from other providers…

promoted
St.George Bank Amplify Signature - Rewards Option
Fees & charges apply. Australian Credit Licence 233714.
St.George Bank Amplify Signature - Rewards Option
20.99%
1.50
uncapped
$295
$199 in first year
Link Not Supplied
Bonus
Discount
Travel insurance
Points never expire
Airline lounge access
Fees & charges apply. Australian Credit Licence 233714.
Link Not Supplied
Fees & charges apply. Australian Credit Licence 233714.
promoted
St.George Bank Amplify Platinum - Rewards Option
Fees & charges apply. Australian Credit Licence 233714.
St.George Bank Amplify Platinum - Rewards Option
20.99%
1
uncapped
$124
$99 in first year
Link Not Supplied
Bonus
Discount
Travel insurance
Points never expire
Fees & charges apply. Australian Credit Licence 233714.
Link Not Supplied
Fees & charges apply. Australian Credit Licence 233714.
promoted
St.George Bank Amplify Signature - Qantas Option
Fees & charges apply. Australian Credit Licence 233714.
St.George Bank Amplify Signature - Qantas Option
20.99%
0.75
$370
Link Not Supplied
Bonus
Travel insurance
Points never expire
Airline lounge access
Fees & charges apply. Australian Credit Licence 233714.
Link Not Supplied
Fees & charges apply. Australian Credit Licence 233714.
promoted
St.George Bank Amplify Platinum - Qantas Option
Fees & charges apply. Australian Credit Licence 233714.
St.George Bank Amplify Platinum - Qantas Option
20.99%
0.50
$199
Link Not Supplied
Bonus
Discount
Travel insurance
Points never expire
Fees & charges apply. Australian Credit Licence 233714.
Link Not Supplied
Fees & charges apply. Australian Credit Licence 233714.
promoted
St.George Bank No Annual Fee Visa
Fees & charges apply. Australian Credit Licence 233714.
St.George Bank No Annual Fee Visa
20.99%
-
$0
Link Not Supplied
Fees & charges apply. Australian Credit Licence 233714.
Link Not Supplied
Fees & charges apply. Australian Credit Licence 233714.
promoted
St.George Bank Rainbow Vertigo Visa
Fees & charges apply. Australian Credit Licence 233714.
St.George Bank Rainbow Vertigo Visa
13.99%
-
$55
Link Not Supplied
Offer
Fees & charges apply. Australian Credit Licence 233714.
Link Not Supplied
Fees & charges apply. Australian Credit Licence 233714.

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Unsure of a term in the above table? View glossary

The initial results in the table above are sorted by Reward points per $1 (High-Low) , then Annual fee (Low-High) . Additional filters may have been applied, which impact the results displayed in the table - filters can be applied or removed at any time.

promoted
Fees & charges apply. Australian Credit Licence 291313.
Receive 50,000 Bonus Qantas Points
dot
Receive 50,000 bonus Qantas points
dot
Min spend $5k in first 3 months. Offer ends 1 July 2025
dot
T&Cs apply. New Amex Card Members only.
Fees & charges apply. Australian Credit Licence 291313. See Terms & Conditions.
Fees & charges apply. Australian Credit Licence 291313. See Terms & Conditions.

About St.George Bank credit cards

St.George Bank credit cards are provided by St.George Bank, which is part of the Westpac Banking Corporation.

Outside of credit cards, St.George Bank also provides home loans, personal loans, savings and transaction accounts, superannuation funds and a range of insurance products.

Founded in Sydney in 1937, St.George Bank obtained full banking status in 1992. In 2008, St.George Bank joined the Westpac Banking Corporation.

Frequently Asked Questions about St.George Bank Credit Cards

Different types of credit cards may have different eligibility criteria. However, in general, to apply for a St.George Bank credit card, you must meet the following criteria:

  • at least 18 years old.
  • an Australian/New Zealand citizen or permanent resident OR;
  • hold an acceptable Visa with a minimum of one year before its expiry.
  • a fixed, verifiable Australian residential address
  • have a good credit history
  • agree to a credit check.

Before you apply, it could be a good idea to check your credit score.

For more information on eligibility requirements, visit the provider’s website.

If eligibility requirements are met, you can apply online or call 13 33 30.

St.George Bank also recommends having the following documentations:

  • At least two documents for proof of identity.
  • Current debts under your name (e.g. home loans, personal loans, other credit cards and instalment purchases such as zip pay or after pay).
  • Proof of income and employment.
  • Records of regular monthly expenses.

You can activate your St.George Bank credit card either online or by calling on 1300 307 080.

St.George Bank credit card interest charges are calculated daily based on the amounts outstanding on the card at the end of each day.

St.George Bank credit card balance is divided into categories: Purchase Balance, Cash Advance Balance, Balance Transfer Balance(s), Plan&Pay Balance(s), and Other Balance. To obtain the daily interest charges, the outstanding balance for each category is multiplied by their applicable Annual Percentage Rate(s) divided by 365.

Interest charges due at the end of each statement period are calculated by totalling the combined daily values across each day of the statement period.

Each St.George Bank credit card has their own initial credit limit. Your initial credit limit will be subject to the information you provide in your application and can be found in the Financial Table attached to your Credit Card Contract. You can also find each card’s minimum and maximum credit limit on their website.

You can change your credit card limit by contacting St.George Bank either online or by calling 13 33 30.

You can close your St.George Bank credit card account either online or call 13 33 30. If calling via phone, please keep in mind only the primary cardholder can close the credit card account. For Joint Account holders, either of the holders are able to close the credit card.

St.George Bank credit cards earn rewards points through their Amplify Card Rewards program. Points are earned through each eligible transaction on your Amplify Card. The points are calculated on the Australian dollar value, rounded down to the nearest whole dollar. Only whole points can be awarded, any fractions present will be discarded.

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About the authors

Nina Rinella, Editor-in-Chief

Nina Rinella
As Canstar’s Editor-in-Chief, Nina heads up a team of talented journalists committed to helping empower consumers to take greater control of their finances. Nina has written countless articles about finance and has been interviewed on finance topics by media organisations including The Australian, Realestate.com.au, Domain, the Herald Sun and the Sydney Morning Herald. Previously Nina founded her own agency where she provided content and communications support to clients around Australia for 8 years. She also spent four years as the PR Manager for American Express Australia, and has worked at a Brisbane communications agency where she supported dozens of clients, including Sunsuper and Suncorp. When she’s not dreaming up ways to put a fresh spin on finance, she’s taking her own advice by trying to pay her house off as quickly as possible and raising two money-savvy kids. Nina has a Bachelor of Journalism and a Bachelor of Arts with a double major in English Literature from the University of Queensland. She’s also an experienced presenter, and has hosted numerous events and YouTube series. You can follow her on LinkedIn and Canstar on Facebook. Meet the Canstar Editorial Team. Have a media enquiry, and interested in featuring Nina as a financial expert and commentator? Contact Canstar’s Media Team today.

Joshua Sale, GM, Research

Joshua Sale
Joshua Sale is responsible for developing the methodology and delivering Canstar’s flagship Star Ratings, as part of Canstar’s Research Team. With tertiary qualifications in economics and finance, he enjoys helping Australians find more suitable financial products by transforming complex calculations into a consumer-friendly Star Rating that explains the values and benefits of different financial products. As one of Canstar’s company spokespeople, Joshua is confident participating in print, radio and broadcast journalism interviews. He has participated in interviews with the Australian Financial Review, news.com.au and Money Magazine, along with other leading media outlets, discussing topics such as home loan equity, banking incentive schemes, digital wallets and wider finance trends. You can follow Joshua on LinkedIn. Have a media enquiry, and interested in featuring Joshua as a financial expert and commentator? Contact Canstar’s Media Team today.

 


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This advice is general and has not taken into account your objectives, financial situation or needs. Consider whether this advice is right for you.

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  • Low fee is sorted by Star Ratings, then lowest Annual Fee, then alphabetically by brand.
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  • All card types is sorted by highest Points per dollar spent, then lowest Annual fee, then alphabetically by brand.
  • Overseas Travel is sorted by Star Ratings, then lowest currency conversion on purchases, then lowest annual fee.

 

You can use the sort buttons at the top of each column to re-order the display. Learn more about our Credit Cards Star Rating Methodology and our Travel Credit Card and Travel Debit Card Star Ratings Methodology. The Occasional Overseas Traveller rating is shown in the table. The rating shown is only one factor to take into account when considering products. 

The products and Star Ratings in the table might not match your exact inputs in the selector. Sometimes the methodology uses profiles with categories or bands (e.g. income, loan amount or monthly spend), but sometimes a single methodology, without any categories or bands, is applied. The results will show the products that most closely match your selection, based on our profiles. If you are unsure about any terms used in the comparison table please refer to the glossary.

What is a Target Market Determination?

A Target Market Determination (‘TMD’) is a document that explains which people particular financial products may be suitable for (the target market) and sets out any conditions around how financial products can be distributed to consumers.

Why do product issuers provide Target Market Determinations?

From 5 October 2021, TMDs are compulsory for most financial products.

Issuers and distributors of financial products must take reasonable steps that are likely to result in financial products reaching consumers in the target market defined by the product issuer.

We recommend that you consider the TMD before making a purchase decision. Contact the product issuer directly for a copy of the TMD.

Any advice on this page is general and has not taken into account your objectives, financial situation or needs. Consider whether this general financial advice is right for your personal circumstances. Canstar provides information about credit products. We’re not suggesting or recommending a particular credit product for you. If you decide to apply for a Credit Card, you will deal directly with the provider, not with Canstar. It’s important you check rates and product information directly with the provider. Consider the Target Market Determination (TMD) before making a purchase decision. Contact the product issuer directly for a copy of the TMD. For more information, read our Detailed Disclosure.

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