How do you choose the right travel insurance for France?
When selecting an insurance policy that is right for you, you should consider what level of cover is appropriate for your needs. For example, if your plans mostly consist of sightseeing activities on foot, you will likely need a different level of cover to someone planning on spending a majority of their trip participating in snow sports or activities that run a higher risk of injury.
This may mean you end up paying more for your cover, however it could potentially save you money in the long run if you were to find yourself uninsured, should the worst happen.
A good start is to use Canstar’s travel insurance comparison tool to compare quotes for policies that suit your needs.
What does France travel insurance cover?
When taking out travel insurance for France you can generally expect that your cover will include the following:
- Medical or dental emergency: hospital admission, emergency care and medical evacuation
- Repatriation: if tragedy strikes while you are away, repatriation covers the cost of flying your body and belongings back home to Australia. Some travel funds also include a separate sum for funeral expenses
- Lost or stolen luggage, passport or other items: replacing luggage and travel documents is the most common claim for travel insurance
- Cancelling your trip unexpectedly: due to illness, accident, holiday leave being revoked, or a natural disaster at home or at your intended destination
- Legal liability: if you break a local law and need a lawyer/interpreter
What does France travel insurance not cover?
Travel insurance doesn’t cover everything and it is always important to know what your policy does not cover. Some common exclusions and things that could void your insurance include:
- Irresponsible behaviour under the influence of drugs or alcohol
- Pre-existing conditions you were aware of before purchasing your policy
- Unattended items
- Claims that weren’t lodged with your provider within 24 hours
- Driving a motorbike without a license/helmet
How much does travel insurance cost for France?
The cost of travel insurance for France can vary depending on the length and level of cover you plan on taking out. Some common extras you might take out are snow sports or cruise cover. Due to the variation in cost, it would be wise to compare policies that fit your required level of cover. Remember, it is always best to pay for cover and not need it then need cover and not have it.