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Travel Insurance for France

From the romance of Paris to the grandeur of the rolling countryside, France has a wealth of experiences to offer Aussie travellers. While you may be daydreaming about museums and cafes, it’s also important to consider the protection that travel insurance can offer should the unexpected happen on your trip.
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Joshua Sale's profile picture
Joshua Sale
GM, Research
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Jessica Pridmore
Finance Editor
Fact Checked

Why do I need Travel Insurance for France?

Compare policies from over 25 Travel Insurance providers

Tick Travel Insurance
Insure and Go Insurance
World2Cover travel insurance
Fastcover
Qantas Insurance

We do not compare all brands in the market, or all products from our participating brands. At times certain brands or products may not be available or offered to you. Learn more.

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Compare a selection of travel insurers in Australia, with real time quote and features.

The below table is showing results for a 18-69 year old person travelling to France. This table only shows products from our Online Partners who are able to return product prices. The Star Rating is based for the International profile. This profile considers a range of travel destinations and consumer profiles. See the Travel Insurance Star Rating Methodology for more details.

Fast Cover logo
Fast Cover - Frequent Traveller Saver
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UnlimitedUnlimited
Fast Cover logo
Fast Cover - Comprehensive
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UnlimitedUnlimited
InsureandGo logo
InsureandGo - Gold
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UnlimitedUnlimited
Freely logo
Freely - Overseas Explorer
gold stargold stargold stargold stargrey star
Unlimited$5,000
InsureandGo logo
InsureandGo - AMT Gold 30 Days
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UnlimitedUnlimited
InsureandGo logo
InsureandGo - Silver
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Unlimited$15,000
Tick Travel Insurance logo
Tick Travel Insurance - Top
gold stargold stargold stargold stargrey star
Unlimited$20,000
Tick Travel Insurance logo
Tick Travel Insurance - Standard
gold stargold stargold stargold stargrey star
Unlimited$5,000
Travel Protect logo
Travel Protect - Explorer
gold stargold stargold stargold stargrey star
Unlimited$40,000
Travel Protect logo
Travel Protect - Annual Multi Trip
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Unlimited$20,000

The table above is sorted by Star Rating (highest to lowest) then Provider Name (Alphabetical).

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Travel insurance for France: how can it protect you?

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Medical, Accident & Evacuation Cover

If you injure yourself (or someone else) in an accident or contract an unfortunate case of food poisoning, overseas medical care can be expensive, and the right travel insurance policy can cover you for both hospital bills and legal liability. In the event of a medical emergency that requires you to be flown home for specialist treatment, expenses can be unexpectedly high, so it’s important to consider travel insurance that covers this.

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Trip Cancellation & Delay Cover

If something goes wrong and delays your trip, forcing you to cancel flights and hotel bookings, then you can be out a lot of money, and travel insurance can cover for these expenses. Likewise, if things don’t go to plan on your trip to France, and an event like a strike, a disruption to public services or a family emergency forces you to extend your stay, travel insurance can help reimburse you for these and other expenses related to your delay.

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Luggage Loss or Damage Cover

Few things can ruin a trip faster than finding that your luggage has not joined you at your destination. If your bags are lost and you’re stranded without essentials, you may need to replace clothing, toiletries or even larger items. If this is a concern, you may decide to opt for a policy with a higher limit for loss or damage, so you can be covered for what you need, so you’ll have the peace of mind, whether you’re exploring Paris, the city of lights, or setting off on a French countryside adventure.

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International
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Travel Insurance for France

Key topics

How do you choose the right travel insurance for France?

When selecting an insurance policy that is right for you, you should consider what level of cover is appropriate for your needs. For example, if your plans mostly consist of sightseeing activities on foot, you will likely need a different level of cover to someone planning on spending a majority of their trip participating in snow sports or activities that run a higher risk of injury.
This may mean you end up paying more for your cover, however it could potentially save you money in the long run if you were to find yourself uninsured, should the worst happen.
A good start is to use Canstar’s travel insurance comparison tool to compare quotes for policies that suit your needs.

What does France travel insurance cover?

When taking out travel insurance for France you can generally expect that your cover will include the following:

  • Medical or dental emergency: hospital admission, emergency care and medical evacuation
  • Repatriation: if tragedy strikes while you are away, repatriation covers the cost of flying your body and belongings back home to Australia. Some travel funds also include a separate sum for funeral expenses
  • Lost or stolen luggage, passport or other items: replacing luggage and travel documents is the most common claim for travel insurance
  • Cancelling your trip unexpectedly: due to illness, accident, holiday leave being revoked, or a natural disaster at home or at your intended destination
  • Legal liability: if you break a local law and need a lawyer/interpreter

What does France travel insurance not cover?

Travel insurance doesn’t cover everything and it is always important to know what your policy does not cover. Some common exclusions and things that could void your insurance include:

  • Irresponsible behaviour under the influence of drugs or alcohol
  • Pre-existing conditions you were aware of before purchasing your policy
  • Unattended items
  • Claims that weren’t lodged with your provider within 24 hours
  • Driving a motorbike without a license/helmet

How much does travel insurance cost for France?

The cost of travel insurance for France can vary depending on the length and level of cover you plan on taking out. Some common extras you might take out are snow sports or cruise cover. Due to the variation in cost, it would be wise to compare policies that fit your required level of cover. Remember, it is always best to pay for cover and not need it then need cover and not have it.

About our finance experts

Jessica Pridmore, Finance Editor

Headshot of Jessica Pridmore, Canstar Finance Editor

Jessica Pridmore is Canstar’s Finance Editor. With more than 12 years media industry experience, Jessica has worked across a range of fintech, travel and lifestylef publications in Australia and the UK. Her work has appeared in publications including Grazia UK, Time Out, Great Barrier Reef Foundation, WIRED, Refinery29, Suncorp, Urban List and Tourism & Events Queensland. Before joining Canstar, Jessica was a Senior Communications Associate at Australian insurer Suncorp Group, covering topics from assisted relocation reform to ASX Full Year Results. Prior to this Jessica was the Brisbane Editor at independent media brand Urban List. She holds a Bachelor of Arts (Honours) in Advertising and Creative Writing from London’s Middlesex University. Away from the desk, Jessica loves outdoor adventures with her two-year old daughter, beach walks with her dogs, and finding the best ramen and dumplings in the city.

You can follow her on LinkedIn.

You can also read more about Canstar’s editorial team and our robust fact-checking process.


Josh Sale, Travel Insurance Ratings Manager

Headshot of Josh Sale, CanstarAs Canstar’s Ratings Manager, Josh Sale is responsible for the methodology and delivery of Canstar’s Travel Insurance Star Ratings. With tertiary qualifications in economics and finance, Josh has worked behind the scenes for the last five years to develop Star Ratings and Awards that help connect consumers with the right product for them.

Josh is passionate about helping consumers get hands-on with their finances. Josh has been interviewed by media outlets such as the Australian Financial Review, news.com.au and Money Magazine.

You can follow Josh on LinkedIn, and Canstar on Twitter and Facebook.

 


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Important Information

For those that love the detail

This advice is general and has not taken into account your objectives, financial situation or needs. Consider whether this advice is right for you.