Compare Public Liability Insurance Policies
Public liability insurance
Public liability insurance provides businesses with cover from legal action pursued against them in the case of negligence when loss, damage or injury sustained on or to their property.
The table below compares a selection of public liability insurance policies available in the market. We have selected the products which have information publicly available to be included in the table. The information about the public liability insurance policies in the table is as at the 5th of December 2019. We will not be actively updating the table so not all products may be available and features may have changed. Please note that products have been sorted alphabetically, A to Z, by brand name.
While best endeavours have been made to reflect accurate information, this information should not be solely relied upon. For further details, Canstar suggests getting in touch with the provider, accessing the information available on their website and consulting professional advisers as required. Always read the product disclosure statement and consider whether the product makes sense for your financial circumstances. Canstar does not rate public liability insurance policies and makes no recommendation about comparative features and benefits with respect to these products.
|Brand Name||Cover||Level of Cover||Payment options (Monthly/Annually)||Occupation|
|AAMI||Provides cover for your legal liability in case a third party sues your business and you are found negligent|
|AIG||Cover for injury to any third party, or third party property damage arising from your business operations, including the sale of your products||Up to $100 million||Both||Construction
|Allianz||Property damage or personal injury||$3, 10 or 20 million||We offer pay by the month at no extra charge for your convenience||Professional offices
|CGU||Legal costs, property damage, injury, loss or damage of goods and others acting on your behalf||$5, 10 or 20 million||Both||Trade
|Chubb||Up to $100 million|
|GIO||Legal costs, property damage, injury, third party property in your care and advertising injury||Up to $20 million||Both||Tradies
Food and beverage
|Hollard Commercial Insurance||Personal injury, property damage, advertising liability and legal costs||–||Professional offices
|QBE||Personal injury, property damage, advertising liability and legal costs||$10-20 million||Small, medium and large business|
|RelyOn||Personal Injury to customer, Proper damage and legal and defence costs||$5 – 20 million||Monthly/annually|
|Vero||Legal costs, property damage, injury, product recall, advertising injury, claims preparation, product errors and omissions||Medium-sized and corporate businesses|
|Zurich||Third party personal injury, third party property damage and advertising liability||–||–||–|