Compare Pay Day Loan Providers
Pay Day Loans
Pay day loans are a form of unsecured personal loan where both the term and the amount of the loan are both small. Despite the name, the repayment instalments may or may not be tied to the borrower’s income pay day.
The table below compares a selection of pay day loan providers available in the market. We have selected the providers which have information publicly available to be included in the table. The information about the pay day loan providers in the table is as at the 5th of December 2019. We will not be actively updating the list so not all products may be available and features may have changed. Please note that products have been sorted alphabetically, A to Z, by company name.
While best endeavours have been made to reflect accurate information, this information should not be solely relied upon. For further details, Canstar suggests getting in touch with the provider, accessing the information available on their website and consulting professional advisers as required. Always read the loan information documentation and consider whether the product makes sense for your financial circumstances. Canstar does not rate pay day loan providers and makes no recommendation about comparative features and benefits with respect to these products.
Brand Name | Min Term | Max Term | Min Loan Amount | Max Loan Amount | Apply Online | Fees |
Buddy Loans | 1 month | 12 months | $100 | $5,000 | Yes | For loans up to $2,000 for up to 1 year, there is a 20% establishment fee and 4% per month charge For loans up to $2,000 for 1 year to 2 years, there is a 4% per month charge For loans from $2,000 to $5,000 for up to 2 years, there is a $400 establishment fee and 4% per month charge |
Cash Australia | 16 days | 12 months | $100 | $2,000 | Yes | 20% of amount borrowed, 4% of amount borrowed monthly fee |
Cash Converters Loans | 4 weeks | 6 weeks | $50 | $2,000 | No | 20% of amount borrowed, 4% of amount borrowed monthly fee |
Cash Direct | 6 months | 6 months | $600 | $2,000 | Yes | 20% of amount borrowed, 4% of amount borrowed monthly fee |
Cash n Go | 1 month | 3 months | $100 | $2,000 | Yes | 24% of amount borrowed |
Cash Now Ferntree Gully | 16 days | 45 days | $100 | $500 | Yes | 20% of amount borrowed, 4% of amount borrowed monthly fee |
Cash Smart | 9 weeks | 24 weeks | $300 | $2,000 | Yes | 20% of amount borrowed, 4% of amount borrowed monthly fee |
Cash Stop | 3 months | 24 months | $3,000 | $5,000 | Yes | 20% of amount borrowed, 4% of amount borrowed monthly fee |
Cash Today | $100 | $500 | Yes | 20% of amount borrowed, 4% of amount borrowed monthly fee | ||
Cash Train | 10 weeks | 3 months | $200 | $2,000 | Yes | 20% of amount borrowed, 4% of amount borrowed monthly fee |
Champion Money | 5 months | 5 year | $15,000 | Yes | 48% of amount borrowed (maximum) | |
City Finance | 12 weeks | 52 weeks | $500 | $5,000 | Yes | 20% of amount borrowed, 4% of amount borrowed monthly fee |
Clear Cash | $500 | $3,000 | Yes | 47.8% of amount borrowed | ||
Club Money | 61 days | 365 days | $250 | $5,000 | Yes | 20% of amount borrowed, 4% of amount borrowed monthly fee |
Credit24 | 6 months | 12 months | $500 | $2,000 | Yes | 20% of amount borrowed, 4% of amount borrowed monthly fee |
Easy Financing | 1 month | 12 months | $300 | $5,000 | Yes | Up to $400, 4% of amount borrowed monthly fee |
Fair Go Finance | 6 month | 18 months | $500 | $2,000 | Yes | 20% of amount borrowed, 4% of amount borrowed monthly fee |
Ferratum | 3 months | 6 months | $500 | $1,900 | Yes | 20% of amount borrowed, 4% of amount borrowed monthly fee |
GetPaidToday | 1 month | 12 months | $100 | $2,000 | Yes | 20% of amount borrowed, 4% of amount borrowed monthly fee |
Good to Go Loans | 4 weeks | 52 weeks | $500 | $2,000 | Yes | 20% of amount borrowed, 4% of amount borrowed monthly fee |
Jacaranda Finance | 12 months | 12 months | $300 | $2,000 | Yes | 20% of amount borrowed, 4% of amount borrowed monthly fee |
MiFinance | 3 months | 6 months | $500 | $5,000 | No | 20% of amount borrowed, 4% of amount borrowed monthly fee |
Money Plus | 13 weeks | 21 weeks | $100 | $2,000 | Yes | 20% of amount borrowed, 4% of amount borrowed monthly fee |
Monzi | 12 months | 12 months | $300 | $2,000 | Yes | 20% of amount borrowed, 4% of amount borrowed monthly fee |
MyCashFinance | 12 months | 12 months | $1,600 | $5,000 | Yes | |
Nimble | 62 days | 9 months | $300 | $2,000 | Yes | 20% of amount borrowed, 4% of amount borrowed monthly fee |
Quick Cash | 62 days | 90 days | $200 | $2,000 | Yes | 20% of amount borrowed, 4% of amount borrowed monthly fee |
Speedy Cash Loans | 12 months | 12 months | $300 | $2,000 | Yes | 20% of amount borrowed, 4% of amount borrowed monthly fee |
Speedy Finance | $300 | $5,000 | Yes | 20% of amount borrowed, 4% of amount borrowed monthly fee | ||
Spotme | 1 month | 3 months | $250 | $1000 | No | 20% of amount borrowed, 12% of amount borrowed monthly fee |
SRG Finance | 3 month | 12 months | $3,000 | No | ||
Sunshine Loan Centres | 9 weeks | $200 | $2,000 | Yes | 20% of amount borrowed, 12% of amount borrowed monthly fee | |
Swift Loans | 10 weeks | 52 weeks | $300 | $4,500 | Yes | 20% of amount borrowed, 12% of amount borrowed monthly fee |
The Money Centre | 62 days | 52 weeks | $100 | $2,000 | Yes | 20% of amount borrowed, 12% of amount borrowed monthly fee |
Today Loans | 6 months | 36 months | $500 | $3,000 | Yes | 20% of amount borrowed, 12% of amount borrowed monthly fee |