Aussie Home Loans & Rates

The below table displays home loans on Canstar’s database from Aussie Home Loans, showing the options for someone refinancing a $500,000 home loan in NSW. Check with the provider for T&Cs.

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promoted
Fees & charges apply. Australian Credit Licence 237391.
5.54%
Variable
5.57%
$2,852
Principal & Interest
dot
Cashback up to $4,000*
dot
$0 application fees, monthly or annual fees
dot
Apply Online
Cashback
Owner occupied
20% min deposit
Redraw facility
Fees & charges apply. Australian Credit Licence 237391.
Fees & charges apply. Australian Credit Licence 237391.
promoted
Fees & charges apply. Australian Credit Licence 395219.
5.54%
Variable
5.58%
$2,852
Principal & Interest
dot
Available for purchase or refinance, min 10% deposit
dot
Fast turnaround times to meet tight settlement timeframes
dot
No application, ongoing or monthly fees.
Owner occupied
10% min deposit
Redraw facility
Fees & charges apply. Australian Credit Licence 395219.
Fees & charges apply. Australian Credit Licence 395219.
promoted
Fees & charges apply. Australian Credit Licence 234945.
5.49%
Variable
5.40%
$2,836
Principal & Interest
dot
A simple low rate with an increasing discount.
dot
Apply in minutes. No Unloan Fees.
dot
Fee-free extra repayments and redraw.
Owner occupied
20% min deposit
Redraw facility
Fees & charges apply. Australian Credit Licence 234945.
Fees & charges apply. Australian Credit Licence 234945.
promoted
Fees & charges apply. Australian Credit Licence 230686. Products issued by ubank, part of NAB.
5.69%
Variable
5.71%
$2,899
Principal & Interest
dot
Easy application. Fast approval. No annual fee.
dot
Unlimited additional repayments free of charge.
dot
Products issued by Ubank, part of NAB
Owner occupied
20% min deposit
Redraw facility
Fees & charges apply. Australian Credit Licence 230686. Products issued by ubank, part of NAB.
Fees & charges apply. Australian Credit Licence 230686. Products issued by ubank, part of NAB.
promoted
Fees & charges apply. Australian Credit Licence 240701.
5.63%
Variable
5.66%
$2,880
Principal & Interest
dot
Award-winning products and service. Fast approvals.
dot
Discover competitive rates, no ongoing fees & flexible options.
dot
P&N Bank is your local way home.
Owner occupied
40% min deposit
Redraw facility
Fees & charges apply. Australian Credit Licence 240701.
Fees & charges apply. Australian Credit Licence 240701.
promoted
Aussie Select Basic | Variable
star filled star filled star filled empty star empty star
Tooltip icon
Fees & charges apply. Australian Credit Licence 246786.
Aussie Select Basic | Variable
star filled star filled star filled empty star empty star
Tooltip icon
5.64%
Variable
5.65%
$2,883
Principal & Interest
Link Not Supplied
Owner occupied
20% min deposit
Redraw facility
Fees & charges apply. Australian Credit Licence 246786. Star Rating for a $500k owner occupier variable rate P+I loan at 80% LVR
Link Not Supplied
Fees & charges apply. Australian Credit Licence 246786. Star Rating for a $500k owner occupier variable rate P+I loan at 80% LVR
promoted
Aussie Select Basic | Variable
star filled star filled star filled empty star empty star
Tooltip icon
Fees & charges apply. Australian Credit Licence 246786.
Aussie Select Basic | Variable
star filled star filled star filled empty star empty star
Tooltip icon
5.64%
Variable
5.65%
$2,883
Principal & Interest
Link Not Supplied
Owner occupied
30% min deposit
Redraw facility
Fees & charges apply. Australian Credit Licence 246786. Star Rating for a $500k owner occupier variable rate P+I loan at 80% LVR
Link Not Supplied
Fees & charges apply. Australian Credit Licence 246786. Star Rating for a $500k owner occupier variable rate P+I loan at 80% LVR
promoted
Aussie Select Basic | Variable
star filled star filled star filled empty star empty star
Tooltip icon
Fees & charges apply. Australian Credit Licence 246786.
Aussie Select Basic | Variable
star filled star filled star filled empty star empty star
Tooltip icon
5.64%
Variable
5.65%
$2,883
Principal & Interest
Link Not Supplied
Owner occupied
40% min deposit
Redraw facility
Fees & charges apply. Australian Credit Licence 246786. Star Rating for a $500k owner occupier variable rate P+I loan at 80% LVR
Link Not Supplied
Fees & charges apply. Australian Credit Licence 246786. Star Rating for a $500k owner occupier variable rate P+I loan at 80% LVR
promoted
Aussie Elevate Basic | Variable
star filled star filled star filled empty star empty star
Tooltip icon
Fees & charges apply. Australian Credit Licence 246786.
Aussie Elevate Basic | Variable
star filled star filled star filled empty star empty star
Tooltip icon
5.69%
Variable
5.71%
$2,899
Principal & Interest
Link Not Supplied
Owner occupied
40% min deposit
Redraw facility
Fees & charges apply. Australian Credit Licence 246786. Star Rating for a $500k owner occupier variable rate P+I loan at 80% LVR
Link Not Supplied
Fees & charges apply. Australian Credit Licence 246786. Star Rating for a $500k owner occupier variable rate P+I loan at 80% LVR
promoted
Aussie Elevate Basic | Variable
star filled star filled star filled empty star empty star
Tooltip icon
Fees & charges apply. Australian Credit Licence 246786.
Aussie Elevate Basic | Variable
star filled star filled star filled empty star empty star
Tooltip icon
5.69%
Variable
5.71%
$2,899
Principal & Interest
Link Not Supplied
Owner occupied
50% min deposit
Redraw facility
Fees & charges apply. Australian Credit Licence 246786. Star Rating for a $500k owner occupier variable rate P+I loan at 80% LVR
Link Not Supplied
Fees & charges apply. Australian Credit Licence 246786. Star Rating for a $500k owner occupier variable rate P+I loan at 80% LVR
promoted
Aussie Elevate Basic | Variable
star filled star filled star filled empty star empty star
Tooltip icon
Fees & charges apply. Australian Credit Licence 246786.
Aussie Elevate Basic | Variable
star filled star filled star filled empty star empty star
Tooltip icon
5.79%
Variable
5.81%
$2,931
Principal & Interest
Link Not Supplied
Owner occupied
30% min deposit
Redraw facility
Fees & charges apply. Australian Credit Licence 246786. Star Rating for a $500k owner occupier variable rate P+I loan at 80% LVR
Link Not Supplied
Fees & charges apply. Australian Credit Licence 246786. Star Rating for a $500k owner occupier variable rate P+I loan at 80% LVR
promoted
Aussie Elevate Basic | Variable
star filled star filled star filled empty star empty star
Tooltip icon
Fees & charges apply. Australian Credit Licence 246786.
Aussie Elevate Basic | Variable
star filled star filled star filled empty star empty star
Tooltip icon
5.79%
Variable
5.81%
$2,931
Principal & Interest
Link Not Supplied
Owner occupied
20% min deposit
Redraw facility
Fees & charges apply. Australian Credit Licence 246786. Star Rating for a $500k owner occupier variable rate P+I loan at 80% LVR
Link Not Supplied
Fees & charges apply. Australian Credit Licence 246786. Star Rating for a $500k owner occupier variable rate P+I loan at 80% LVR
promoted
Aussie Elevate Offset | Variable
star filled star filled star filled empty star empty star
Tooltip icon
Fees & charges apply. Australian Credit Licence 246786.
Aussie Elevate Offset | Variable
star filled star filled star filled empty star empty star
Tooltip icon
5.74%
Variable
5.92%
$2,915
Principal & Interest
Link Not Supplied
Owner occupied
40% min deposit
Redraw facility
Fees & charges apply. Australian Credit Licence 246786. Star Rating for a $500k owner occupier variable rate P+I loan at 80% LVR
Link Not Supplied
Fees & charges apply. Australian Credit Licence 246786. Star Rating for a $500k owner occupier variable rate P+I loan at 80% LVR
promoted
Aussie Elevate Offset | Variable
star filled star filled star filled empty star empty star
Tooltip icon
Fees & charges apply. Australian Credit Licence 246786.
Aussie Elevate Offset | Variable
star filled star filled star filled empty star empty star
Tooltip icon
5.74%
Variable
5.92%
$2,915
Principal & Interest
Link Not Supplied
Owner occupied
50% min deposit
Redraw facility
Fees & charges apply. Australian Credit Licence 246786. Star Rating for a $500k owner occupier variable rate P+I loan at 80% LVR
Link Not Supplied
Fees & charges apply. Australian Credit Licence 246786. Star Rating for a $500k owner occupier variable rate P+I loan at 80% LVR
promoted
Aussie Elevate Offset | Variable
star filled star filled star filled empty star empty star
Tooltip icon
Fees & charges apply. Australian Credit Licence 246786.
Aussie Elevate Offset | Variable
star filled star filled star filled empty star empty star
Tooltip icon
5.84%
Variable
6.02%
$2,947
Principal & Interest
Link Not Supplied
Owner occupied
20% min deposit
Redraw facility
Fees & charges apply. Australian Credit Licence 246786. Star Rating for a $500k owner occupier variable rate P+I loan at 80% LVR
Link Not Supplied
Fees & charges apply. Australian Credit Licence 246786. Star Rating for a $500k owner occupier variable rate P+I loan at 80% LVR
promoted
Aussie Elevate Offset | Variable
star filled star filled star filled empty star empty star
Tooltip icon
Fees & charges apply. Australian Credit Licence 246786.
Aussie Elevate Offset | Variable
star filled star filled star filled empty star empty star
Tooltip icon
5.84%
Variable
6.02%
$2,947
Principal & Interest
Link Not Supplied
Owner occupied
30% min deposit
Redraw facility
Fees & charges apply. Australian Credit Licence 246786. Star Rating for a $500k owner occupier variable rate P+I loan at 80% LVR
Link Not Supplied
Fees & charges apply. Australian Credit Licence 246786. Star Rating for a $500k owner occupier variable rate P+I loan at 80% LVR
promoted
Aussie Activate Prime Full Doc | Variable
star filled star filled star filled empty star empty star
Tooltip icon
Fees & charges apply. Australian Credit Licence 246786.
Aussie Activate Prime Full Doc | Variable
star filled star filled star filled empty star empty star
Tooltip icon
6.14%
Variable
6.21%
$3,043
Principal & Interest
Link Not Supplied
Owner occupied
45% min deposit
Redraw facility
Fees & charges apply. Australian Credit Licence 246786. Star Rating for a $500k owner occupier variable rate P+I loan at 80% LVR
Link Not Supplied
Fees & charges apply. Australian Credit Licence 246786. Star Rating for a $500k owner occupier variable rate P+I loan at 80% LVR
promoted
Aussie Activate Prime Full Doc | Variable
star filled star filled star filled empty star empty star
Tooltip icon
Fees & charges apply. Australian Credit Licence 246786.
Aussie Activate Prime Full Doc | Variable
star filled star filled star filled empty star empty star
Tooltip icon
6.24%
Variable
6.31%
$3,075
Principal & Interest
Link Not Supplied
Owner occupied
35% min deposit
Redraw facility
Fees & charges apply. Australian Credit Licence 246786. Star Rating for a $500k owner occupier variable rate P+I loan at 80% LVR
Link Not Supplied
Fees & charges apply. Australian Credit Licence 246786. Star Rating for a $500k owner occupier variable rate P+I loan at 80% LVR
promoted
Aussie Activate Prime Full Doc | Variable
star filled star filled star filled empty star empty star
Tooltip icon
Fees & charges apply. Australian Credit Licence 246786.
Aussie Activate Prime Full Doc | Variable
star filled star filled star filled empty star empty star
Tooltip icon
6.49%
Variable
6.56%
$3,157
Principal & Interest
Link Not Supplied
Owner occupied
30% min deposit
Redraw facility
Fees & charges apply. Australian Credit Licence 246786. Star Rating for a $500k owner occupier variable rate P+I loan at 80% LVR
Link Not Supplied
Fees & charges apply. Australian Credit Licence 246786. Star Rating for a $500k owner occupier variable rate P+I loan at 80% LVR
promoted
Aussie Activate Prime Full Doc | Variable
star filled star filled star filled empty star empty star
Tooltip icon
Fees & charges apply. Australian Credit Licence 246786.
Aussie Activate Prime Full Doc | Variable
star filled star filled star filled empty star empty star
Tooltip icon
6.59%
Variable
6.67%
$3,190
Principal & Interest
Link Not Supplied
Owner occupied
20% min deposit
Redraw facility
Fees & charges apply. Australian Credit Licence 246786. Star Rating for a $500k owner occupier variable rate P+I loan at 80% LVR
Link Not Supplied
Fees & charges apply. Australian Credit Licence 246786. Star Rating for a $500k owner occupier variable rate P+I loan at 80% LVR
promoted
Aussie Activate Nearprime Full Doc | Variable
star filled star filled empty star empty star empty star
Tooltip icon
Fees & charges apply. Australian Credit Licence 246786.
Aussie Activate Nearprime Full Doc | Variable
star filled star filled empty star empty star empty star
Tooltip icon
7.14%
Variable
7.40%
$3,374
Principal & Interest
Link Not Supplied
Owner occupied
35% min deposit
Redraw facility
Fees & charges apply. Australian Credit Licence 246786. Star Rating for a $500k owner occupier variable rate P+I loan at 80% LVR
Link Not Supplied
Fees & charges apply. Australian Credit Licence 246786. Star Rating for a $500k owner occupier variable rate P+I loan at 80% LVR
promoted
Aussie Activate Nearprime Full Doc | Variable
star filled star filled empty star empty star empty star
Tooltip icon
Fees & charges apply. Australian Credit Licence 246786.
Aussie Activate Nearprime Full Doc | Variable
star filled star filled empty star empty star empty star
Tooltip icon
7.14%
Variable
7.40%
$3,374
Principal & Interest
Link Not Supplied
Owner occupied
45% min deposit
Redraw facility
Fees & charges apply. Australian Credit Licence 246786. Star Rating for a $500k owner occupier variable rate P+I loan at 80% LVR
Link Not Supplied
Fees & charges apply. Australian Credit Licence 246786. Star Rating for a $500k owner occupier variable rate P+I loan at 80% LVR
promoted
Aussie Activate Nearprime Full Doc | Variable
star filled star filled empty star empty star empty star
Tooltip icon
Fees & charges apply. Australian Credit Licence 246786.
Aussie Activate Nearprime Full Doc | Variable
star filled star filled empty star empty star empty star
Tooltip icon
7.24%
Variable
7.50%
$3,407
Principal & Interest
Link Not Supplied
Owner occupied
30% min deposit
Redraw facility
Fees & charges apply. Australian Credit Licence 246786. Star Rating for a $500k owner occupier variable rate P+I loan at 80% LVR
Link Not Supplied
Fees & charges apply. Australian Credit Licence 246786. Star Rating for a $500k owner occupier variable rate P+I loan at 80% LVR
promoted
Aussie Activate Nearprime Full Doc | Variable
star filled star filled empty star empty star empty star
Tooltip icon
Fees & charges apply. Australian Credit Licence 246786.
Aussie Activate Nearprime Full Doc | Variable
star filled star filled empty star empty star empty star
Tooltip icon
7.44%
Variable
7.70%
$3,476
Principal & Interest
Link Not Supplied
Owner occupied
20% min deposit
Redraw facility
Fees & charges apply. Australian Credit Licence 246786. Star Rating for a $500k owner occupier variable rate P+I loan at 80% LVR
Link Not Supplied
Fees & charges apply. Australian Credit Licence 246786. Star Rating for a $500k owner occupier variable rate P+I loan at 80% LVR
promoted
Aussie Activate Specialist Full Doc | Variable
Not rated
Tooltip icon
Fees & charges apply. Australian Credit Licence 246786.
Aussie Activate Specialist Full Doc | Variable
Not rated
Tooltip icon
8.09%
Variable
8.38%
$3,700
Principal & Interest
Link Not Supplied
Owner occupied
35% min deposit
Redraw facility
Fees & charges apply. Australian Credit Licence 246786. Star Rating for a $500k owner occupier variable rate P+I loan at 80% LVR
Link Not Supplied
Fees & charges apply. Australian Credit Licence 246786. Star Rating for a $500k owner occupier variable rate P+I loan at 80% LVR

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Unsure of a term in the above table? View glossary

The initial results in the table above are sorted by Star Rating (High-Low) , then Comparison rate^ p.a. (Low-High) , then Provider Name (Alphabetical) . Additional filters may have been applied, which impact the results displayed in the table - filters can be applied or removed at any time.

promoted
Fees & charges apply. Australian Credit Licence 237391.
Interest rate p.a.
Comparison rate^ p.a.
Monthly repayment
5.54%
Variable
5.57%
$2,852
Principal & Interest
IMB Bank Budget Home Loan
Enjoy up to $4,000 cashback when you switch your eligible home loan to IMB Bank. Terms and Conditions Apply
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Low Rate Home Loan
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Apply online in minutes!
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Canstar's Most Satisfied Customers - Bank - 2022
Fees & charges apply. Australian Credit Licence 237391. See Terms & Conditions. ^ Comparison Rate Warning. Star Rating for a $500k owner occupier variable rate P+I loan at 80% LVR
Fees & charges apply. Australian Credit Licence 237391. See Terms & Conditions. ^ Comparison Rate Warning. Star Rating for a $500k owner occupier variable rate P+I loan at 80% LVR

About Aussie Home Loans

Established in 1992, Aussie Home Loans is an Australian mortgage provider that offers a variety of variable and fixed-rate products to owner occupiers and investors. Aussie is also known for providing mortgage broker services.

Frequently Asked Questions about Aussie Home Loans

Aussie offers both fixed and variable rate home loans, as well as the option to split home loans, allowing borrowers to combine some of the features of both. If you wish to know more, Canstar has a guide to the different types of home loans available and how they work.

Before getting started with your home loan application, you might first like to take a look at our applying for a home loan checklist for some pointers, and use the Canstar website to compare home loans with other providers before choosing a product that suits your needs.

If you decide to apply for an Aussie Home Loans mortgage product, you may be able to start your application online or by booking an appointment with an Aussie Home Loans expert for assistance.

At the time of writing, Aussie allows you to make additional extra repayments on its variable rate home loans. It is advisable to check with the provider directly to see if they are willing to offer the ability to make extra repayments on any fixed rate products, and under what conditions they may allow this.

At the time of writing, Aussie offers offset accounts and redraw facilities with its variable rate home loans, but it is advisable to check directly with the provider to determine which products offer these extras, and if any additional fees and charges will apply.

hen it comes to comparing home loans, there are a number of considerations to keep in mind to find the loan that’s best suited to you. In brief, when considering a home loan, it can be worthwhile to consider:

  1. Loan needs: How large is your deposit and what is the value of the property you want to buy?
  2. Type of loan: Is a fixed or variable rate loan preferable in your situation?
  3. Ongoing cost of the loan: What is the interest rate on the loan?
  4. Upfront costs of the loan: What fees apply to the loan?
  5. Conditional costs: Do you need Lender’s Mortgage Insurance (LMI)?
  6. Loan features: Does the loan have beneficial features such as offset accounts and redraw facilities?

Latest in home loans

Canstar Star Ratings and Awards

Looking for an award-winning product or to switch providers or brands? Canstar rates products based on price and features in our Star Ratings and Awards. Our expert Research team shares insights about which products offer 5-Star value and which providers offer outstanding value overall. We also reveal which providers have the most satisfied customers in our dedicated Customer Satisfaction Awards.

Home Loan Awards  Refinance Home Loan Awards

About the authors

Alasdair Duncan, Content Editor

Alasdair Duncan
Alasdair Duncan is Canstar's Content Editor, specialising in home loans, property and lifestyle topics. He has written more than 500 articles for Canstar and his work is widely referenced by other publishers and media outlets, including Yahoo FinanceThe New DailyThe Motley Fool and Sky News. He has featured as a guest author for property website homely.com.au. In his more than 15 years working in the media, Alasdair has written for a broad range of publications. Before joining Canstar, he was a News Editor at Pedestrian.TV, part of Australia’s leading youth media group. His work has also appeared on ABC News, Junkee, Rolling Stone, Kotaku, the Sydney Star Observer and The Brag. He has a Bachelor of Laws (Honours) and a Bachelor of Arts with a major in Journalism from the University of Queensland, and has completed a RG146 compliance training course. When he is not writing about finance for Canstar, Alasdair can probably be found at the beach with his two dogs or listening to podcasts about pop music. You can follow Alasdair on LinkedIn.

Joshua Sale, GM, Research

Joshua Sale

As Canstar’s Ratings Manager, Josh Sale is responsible for the methodology and delivery of Canstar’s Home Loans Star Ratings and Awards and the Home Loan Refinance Awards. With tertiary qualifications in economics and finance, Josh has worked behind the scenes for the last five years to develop Star Ratings and Awards that help connect consumers with the right home loan for them.

Josh is passionate about helping consumers get hands-on with their home loans, always reminding home buyers that finding the right loan can be as important for your finances as negotiating a fair property purchase price. Josh has been interviewed by media outlets such as the Australian Financial Reviewnews.com.au and Money Magazine, discussing topics including home loan equity and wider finance trends.

When it comes to Josh’s own property journey, the home loans expert once bought two houses in the same transaction when he ensured the cubby house his daughter loved was listed on the purchase contract for his new home.

You can follow Josh on LinkedIn, and Canstar on Twitter and Facebook.


Important information

For those that love the detail

This advice is general and has not taken into account your objectives, financial situation or needs. Consider whether this advice is right for you.

Canstar may earn a fee from its Online Partners for referrals from its website tables, and from sponsorship or promotion of certain products. Fees payable by product providers for referrals and sponsorship or promotion may vary between providers, website position, and revenue model. Sponsorship/promotion fees may be higher than referral fees. If a product is sponsored or promoted, it’s an ad and it is clearly marked as such. An ad might appear in different places on our website, such as in comparison tables and articles. Ads may be displayed in a fixed position in a table, regardless of the product's rating, price or other attributes. The location of an ad doesn’t indicate any ranking or rating by Canstar. Payment of fees for ads does not influence our Star Ratings. See How We Get Paid to find out more. Payment of fees for ads does not influence our Star Ratings or Awards.

Home loan Star Ratings are updated daily. During periods of significant market fluctuations, such as adjustments to the reserve bank's cash rate, star rating updates will be paused for variable home loans until the market has stabilised. However, advertised interest rates of products will continue to be updated as advised by lenders. The results don’t include every provider in the market and we may not compare all features relevant to you. Current rates and fees are displayed and may be different to what was rated. You can find a description of the initial sort order below the table. You can use the sort buttons at the top of each column to re-order the display. Learn more about our Home Loans Star Rating Methodology. The rating shown is only one factor to take into account when considering products. The table defaults to display only home loans available to somebody borrowing up to 80% of the property value, but you can use the filters to change this. Similar products might have different features and fees depending on the amount you borrow. Contact the lender for details.

The products and Star Ratings in the table might not match your exact inputs in the selector. Sometimes the methodology uses profiles with categories or bands (e.g. income, loan amount or monthly spend), but sometimes a single methodology, without any categories or bands, is applied.  The results will show the products that most closely match your selection, based on our profiles. If you are unsure about any terms used in the comparison table please refer to the glossary.

What is a Target Market Determination?

A Target Market Determination (‘TMD’) is a document that explains which people particular financial products may be suitable for (the target market) and sets out any conditions around how financial products can be distributed to consumers.

Why do product issuers provide Target Market Determinations?

From 5 October 2021, TMDs are compulsory for most financial products.

Issuers and distributors of financial products must take reasonable steps that are likely to result in financial products reaching consumers in the target market defined by the product issuer.

We recommend that you consider the TMD before making a purchase decision. Contact the product issuer directly for a copy of the TMD.

Any advice on this page is general and has not taken into account your objectives, financial situation or needs. Consider whether this general financial advice is right for your personal circumstances. Canstar provides information about credit products. We’re not suggesting or recommending a particular credit product for you. If you decide to apply for a loan, you will deal directly with the provider, not with Canstar. Consider the Target Market Determination (TMD) before making a purchase decision. Contact the product issuer directly for a copy of the TMD. It’s important you check rates and product information directly with the provider. For more information, read our Detailed Disclosure. ^Read the Comparison Rate Warning.

Canstar is not providing a recommendation for your individual circumstances. We cannot and do not recommend that any particular product is suitable for you. 

We provide links to our Online Partners. These are brands that may pay Canstar a fee for referring you. Our tables default to display only our Online Partners’ products initially, you can adjust the Online Partner Filter to see all of the products available for comparison on Canstar’s website. We provide these links so that you can click through to the product provider’s website to get more information. The provision of these links does not constitute a recommendation by Canstar.

Before you elect to terminate or modify existing lending arrangements, we recommend you consider (i) your personal circumstances, and (ii) any associated fees, exit costs and application costs that may be applicable as well as the impact these changes could have on you. We suggest you consider seeking independent advice from a qualified adviser.

“Interest-only loan” generally means a loan where you will only pay interest during the interest-only term. That means you won’t be making payments which reduce debt during the interest-only term.