Buy Now Pay Later Awards 2021

2021 Buy Now Pay Later Awards

Canstar’s Buy Now Pay Later Star Ratings and Awards are carried out by our expert researchers using a sophisticated and unique ratings methodology. The assessment takes into account price and features, as well as consumer protections and support, across eligible Australian buy now pay later services.

These expert Ratings and Awards complement our separate Most Satisfied Customers – Buy Now Pay Later Award, which recognises the provider with the most satisfied customers across a range of criteria based on a survey of thousands of Australian consumers.

September 2021

Outstanding Value Award (assessed by Canstar Research)

Afterpay
Humm

Most Satisfied Customers Award

Afterpay

Numbers crunched by Canstar Researchers

Institution_icon1

10

eligible providers considered by Canstar Research

2

Outstanding Value Award winners

2,190

customers surveyed

1

Most Satisfied Customers Award winner

View the Outstanding Value Award methodology View the Outstanding Value Award results View the Customer Satisfaction Award methodology

What made the Award-winning providers stand out?

Find out what Canstar Research looked for in assessing the Buy Now Pay Later Awards, and why the winners came out on top. Read more.

BNPL SR release

Award Winners

Outstanding Value

About Star Ratings

Canstar's Star Ratings are unique. We evaluate literally thousands of products from hundreds of financial institutions. Our expert researchers analyse every product by comparing price and features to determine what represents value.

View Current Star Ratings and Awards

Important Information

This advice is general and has not taken into account your objectives, financial situation, or needs. It is not personal advice. Consider whether this advice is right for you, having regard to your own objectives, financial situation and needs. You may need financial advice from a suitably qualified adviser. For more information, read Canstar’s Financial Services and Credit Guide (FSCG) and our detailed disclosure. Canstar may receive a fee for referring you to a product provider – for further information, see how we get paid.

Canstar is a comparison website, not a product issuer, so it’s important to check any product information directly with the provider. Consider the Product Disclosure Statement (PDS), Target Market Determination (TMD) and other applicable product documentation before making a decision to purchase, acquire, invest in or apply for a financial or credit product. Contact the product issuer directly for a copy of the PDS, TMD and other documentation.

Canstar is an information provider and in giving you product information Canstar is not making any suggestion or recommendation about a particular credit product or loan. If you decide to apply for a credit product or loan, you will deal directly with a credit provider, and not with Canstar. Rates and product information should be confirmed with the relevant credit provider. For more information, read the credit provider’s key facts sheet and other applicable loan documentation for that product. Read the Comparison Rate Warning.
The Buy Now Pay Later Star Ratings and Award results referred to in this article were published in September, 2021. Read the methodology and results documents for more information.

The results are general advice only and not personal financial advice. Consider whether this general financial advice is right for your personal circumstances. The results do not include all providers and may not compare all features relevant to you. Canstar is not a credit provider and is not suggesting or recommending a particular credit product. Before you elect to terminate or modify existing lending arrangements, it is recommended that you consider all associated fees and application costs, as well as the timing and impact these changes could have on your wider financial arrangements and personal circumstances.

The Star Ratings and Awards discussed in the article are only one factor to take into account when considering products. Costs, features and other product information should be confirmed with the relevant financial institution or other buy now pay later provider. Current features, contract terms and fees may be different to what was rated. Consider the Key Facts Sheet or other applicable documentation before making a purchase decision. You may also want to seek advice from a licensed financial adviser. Read our FSCG.
The results of the Most Satisfied Customers – Buy Now Pay Later Award referred to above are based on how satisfied customers are with their buy now pay later provider, and are different from the value-based Star Ratings and Awards calculated by our expert researchers for buy now pay later and other products. Read our methodology for more information.

Canstar may earn a fee for referrals from its website tables, and from Sponsorship or Promotion of certain products. Fees payable by product providers for referrals and Sponsorship or Promotion may vary between providers, website position, and revenue model. Sponsorship or Promotion fees may be higher than referral fees. Sponsored or Promoted products are clearly disclosed as such on website pages. They may appear in a number of areas of the website such as in comparison tables, on hub pages and in articles. Sponsored or Promoted products may be displayed in a fixed position in a table, regardless of the product's rating, price or other attributes. The table position of a Sponsored or Promoted product does not indicate any ranking or rating by Canstar. For more information please see How We Get Paid.