What is health insurance with podiatry cover?
Some health insurance policies may provide cover for podiatry treatment and services. This usually comes in the form of an extras health insurance policy, which may cover other general health services like dental and physio as well.
What does podiatry cover include?
A policy that includes podiatry cover may help with the cost of:
- Consultations: Regular consultations with your podiatrist for issues such as bunions, plantar fasciitis and general foot pain.
- Preventative care: Physical assessments and foot-related injury management.
- Custom orthotics: Shoe inserts that are designed to alleviate pain, improve posture and foot movement and/or assist in the recovery of injuries.
How much does health insurance with podiatry cover cost?
The cost of a health insurance policy that covers podiatry will vary depending on factors such as the provider you choose, the level of cover a policy has, where you live and who you want to be covered (i.e. yourself, you and your partner or your whole family).
Podiatry services are usually available in medium level extras policies, but this can change depending on the provider. It’s important to compare your options to ensure that a policy is giving you adequate coverage, as well as good value for money.
How to choose the right level of podiatry cover
When comparing policies that cover podiatry, you should consider:
- How often you visit the podiatrist
- What percentage of the cost of treatment can you claim back and would you be willing to pay a higher premium to receive a higher percentage back?
- What’s included in the policy: Some policies may not provide cover for custom orthotics, so it’s important to check the policy’s Private Health Information Statement (PHIS) to see what you’re covered for.
- What annual limits and sub-limits apply?
- Is your chosen podiatrist affiliated with a particular health fund? Do they offer discounted or ‘no gap’ services to members of a specific health fund?
- What are the waiting periods before you can make a claim?
- Would other preventative services, such as physiotherapy or remedial massage, be beneficial to have in your policy as well?






































