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Compare health insurance for acupuncture

We know that health insurance is complex. Check now to see if you can save money without compromising on your cover.
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We do not compare all brands in the market, or all products from our participating brands. At times certain brands or products may not be available or offered to you. Learn more.

Why compare health insurance for acupuncture with Canstar?

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Expert help to find the right cover

Navigate tricky policies and inclusions with help from our team of health insurance specialists.

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See your options and premiums side by side to help you find the right cover – all in one place and at no cost.

How to compare health insurance for acupuncture with Canstar?

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Guide to health insurance for acupuncture

Fact Checked

Key topics

What is private health insurance with acupuncture?

Some health insurance policies may provide cover for acupuncture treatment. This usually comes in the form of an extras health insurance policy, which may cover other general health services like dental and physio as well.


What does health insurance for acupuncture cover?

A policy that includes acupuncture cover may help with the cost of your regular acupuncture treatments, up to certain annual limits (e.g. $300 that can be claimed for the calendar year). Depending on your policy, this limit may also be shared with other forms of treatment or naturopathy, such as remedial massage, myotherapy and Chinese medicine. What you end up getting back will either be in the form of a percentage of the acupuncture cost or a set dollar amount.


How much does health insurance for acupuncture cost?

The cost of a health insurance policy that covers acupuncture will vary depending on factors such as the provider you choose, the level of cover a policy has, where you live and who you want to be covered (i.e. yourself, you and your partner or your whole family). 

Acupuncture services are usually available in medium level extras policies, but this can change depending on the provider. It’s important to compare your options to ensure that a policy is giving you adequate coverage, as well as good value for money.


Is there a waiting period for private health insurance with acupuncture?

Private health insurers generally impose waiting periods on different forms of cover, in order to stop people from signing up for a policy, getting treatment and then cancelling their policy immediately. For acupuncture cover, you’ll typically have to serve a two month waiting period before you can make a claim.


How to choose the right health insurance for acupuncture

When comparing policies that cover acupuncture, you should consider:

  • How often do you visit the acupuncturist?
  • What percentage of the cost of treatment can you claim back and would you be willing to pay a higher premium to receive a higher percentage back?
  • What’s included in the policy? Check the policy’s Private Health Information Statement (PHIS) to see what you’re covered for.
  • What annual limits and sub-limits apply?
  • Is your chosen acupuncturist affiliated with a particular health fund and do they offer discounted or ‘no gap’ services to members of a specific health fund? ‘No gap’ refers to services provided with no out-of-pocket costs incurred.
  • What are the waiting periods before you can make a claim?

Would other preventative services, such as physiotherapy or chiropractic care, be beneficial to have in your policy as well?


FAQs about health insurance for acupuncture

About our health insurance experts


Nick Whiting, Insurances Writer

Nick Whiting

Nick is an Insurances Writer at Canstar, providing assistance to Canstar's Editorial Finance Team in its mission to empower consumers to take control of their finances. He has written hundreds of articles for Canstar across all key finance topics. Coming from a screenwriting background, Nick completed a Bachelor of Film, Television and New Media Production from Queensland University of Technology. Nick has also completed RG 146 (Tier 1), making him compliant to provide general advice for general insurance products like car, home, travel and health insurance, as well as giving him knowledge of investment options such as shares, derivatives, futures, managed investments, currencies and commodities.

Nick’s role at Canstar allows him to combine his love of the written word with his interest in finance, having learned the art of share trading from his late grandfather. Nick strives to deliver clear and straightforward content that helps the everyday consumer navigating the world of finance. Nick is also working on a TV series in his spare time. You can connect with Nick on LinkedIn.


Jessica Pridmore, Finance Editor

Jessica Pridmore

Jessica Pridmore is Canstar’s Finance Editor. With more than 12 years media industry experience, Jessica has worked across a range of fintech, travel and lifestyle publications in Australia and the UK. Her work has appeared in publications including Grazia UK, Time Out, WIRED, Great Barrier Reef FoundationRefinery29SuncorpUrban List and Tourism & Events Queensland. Before joining Canstar, Jessica was a Senior Communications Associate at Australian insurer Suncorp Group, covering topics from assisted relocation reform to ASX Full Year Results. Prior to this Jessica was Editor at independent media brand Urban List. She holds a Bachelor of Arts (Honours) in Advertising and Creative Writing from London’s Middlesex University. Away from the desk, Jessica loves outdoor adventures with her two-year old daughter, beach walks with her dogs, and finding the best ramen and dumplings in the city. You can connect with her on LinkedIn.

Important Information

For those that love the detail

This advice is general and has not taken into account your objectives, financial situation or needs. Consider whether this advice is right for you.