
Compare silver health insurance
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The initial results in the table above are sorted by Star Rating (High-Low) , then Monthly premium (approx) (Low-High) , then Provider Name (Alphabetical) . Additional filters may have been applied, which impact the results displayed in the table - filters can be applied or removed at any time.
What is Silver Health Insurance?
Hospital health insurance policies in Australia are split into four main tiers – Gold, Silver, Bronze and Basic. Each tier must include cover for certain categories of medical treatment and services as a minimum.
Silver health insurance is the second highest tier of hospital product policies, behind Gold. As well as providing the same minimum levels of cover as Basic and Bronze policies, Silver policies must also include cover for eight additional medical categories:
- Heart and vascular system
- Lungs and chest
- Blood
- Back, neck and spine
- Plastic and reconstructive surgery (medically necessary)
- Dental surgery
- Podiatric surgery
- Implantation of hearing devices
For the full 29 clinical categories covered under Silver health insurance, see the FAQ section below.
Insurers can also offer ‘Plus’ policies if they so choose – Silver Plus – which include extra coverage on top of the minimum requirements.
Frequently Asked Questions about Silver Health Insurance
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Canstar Star Ratings and Awards
Looking for an award-winning product or to switch providers or brands? Canstar rates products based on price and features in our Star Ratings and Awards. Our expert Research team shares insights about which products offer 5-Star value and which providers offer outstanding value overall. We also reveal which providers have the most satisfied customers in our dedicated Customer Satisfaction Awards.
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About our finance experts
Nina Rinella, Editor-in-Chief

Joshua Sale, GM, Research

As Canstar’s Ratings Manager, Josh Sale is responsible for the methodology and delivery of Canstar’s Health Insurance Star Ratings and Awards. With tertiary qualifications in economics and finance, Josh has worked behind the scenes for the last five years to develop Star Ratings and Awards that help connect consumers with the right product for them.
Josh is passionate about helping consumers get hands-on with their finances. Josh has been interviewed by media outlets such as the Australian Financial Review, news.com.au and Money Magazine.
You can follow Josh on LinkedIn, and Canstar on Twitter and Facebook.
Important information
For those that love the detail
This advice is general and has not taken into account your objectives, financial situation or needs. Consider whether this advice is right for you.