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Free Credit Score Check Australia
Take control of your credit health by checking your score today
- It’s fast, free and secure
- Know where you stand with your financial institution
What is a credit score?
Your credit score is calculated by Australia’s largest reporting credit bureau Equifax, and may be used by lenders to help decide whether to approve you for credit or lend you money, and what rate to offer you. Your Equifax score is a number ranging between 0 and 1,200. The higher your number, the better your credit position currently is.
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What information you need to find out your credit score.
To access your credit score Equifax will need to verify your identity. You will need your personal details, a valid Australian driver’s licence, and your residential addresses for the past three years. These are verified against government records so please ensure you enter them correctly.
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Why find out your credit score?
As Australia’s biggest financial comparison site*, we are committed to empowering consumers to make better financial decisions. Accessing your credit score could give you further insight into how you may be seen through a lender’s eyes when you apply for credit or a loan.
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Your credit score and what it means
If you are able to achieve a high credit score, this could possibly result in a greater chance of having your next loan approved, greater borrowing capacity or access to lower rates on a loan or credit card. Keep in mind lenders typically have their own criteria when it comes to assessing applications and the rates they may offer.
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What our App users are saying
Cathy. W
Love this tool – super easy to use, and great to get an instant snapshot of your credit rating.
Reg. O
Doing a check was user friendly and quick.
Credit score frequently asked questions
Author: Nina Rinella
As Canstar’s Editor-in-Chief, Nina heads up a team of talented journalists committed to helping empower consumers to take greater control of their finances. Previously Nina founded her own agency where she provided content and communications support to clients around Australia for eight years. She also spent four years as the PR Manager for American Express Australia, and has worked at a Brisbane communications agency where she supported dozens of clients, including Sunsuper and Suncorp.
Nina has written dozens of opinion pieces for publications including The Australian and has been interviewed on finance topics by the Herald Sun and the Sydney Morning Herald. When she’s not dreaming up ways to put a fresh spin on finance, she’s taking her own advice by trying to pay her house off as quickly as possible and raising two money-savvy kids.
Nina has a Bachelor of Journalism and a Bachelor of Arts with a double major in English Literature from the University of Queensland. She’s also an experienced presenter, and has hosted numerous events and YouTube series.
You can follow her on Instagram or Twitter, or Canstar on Facebook.
You can also read more about Canstar’s editorial team and our robust fact-checking process.
