Qantas Frequent Flyer credit cards

How do Qantas Frequent Flyer credit cards work?

A Qantas credit card allows you to earn Qantas Points for each dollar you spend on certain goods and services when using the card. These points are then added to your Qantas Frequent Flyer account, where you can redeem them for rewards like flights, travel upgrades and shopping.

You’ll need to be a Qantas Frequent Flyer member to earn Qantas Points. If you’re not already a member, some cards offer complimentary membership. Qantas Frequent Flyer linked credit cards are provided by a variety of different financial institutions, like the ones in the table above.

What is the best Qantas credit card for points?

The best Qantas Frequent Flyer credit card for points can change over time, as Qantas makes different agreements with each financial institution.

You can find some of the best Qantas credit cards for points by comparing the available options from our Online Partners in the table above. Using the filters, you can narrow down your choices to only those with the features, benefits, fees and charges that best suit your needs and financial situation.

Some of the features and factors to look out for when comparing Qantas Frequent Flyer credit cards can include:

• Points earn rate: How many Qantas Points can you earn per dollar spent? Also check whether there are any point caps that apply.
• Sign-up bonus: Many cards offer large numbers of bonus points for new customers. You’ll usually need to spend a minimum amount of money in the first few months of having the card to receive the bonus Qantas Points.
• Annual fee and interest rate: Frequent flyer cards typically charge higher annual fees and interest rates than non-rewards cards. Check whether or not the higher cost is worth the rewards you expect to earn on the card each year.
• Extras: Some cards offer additional features such as complimentary travel insurance, purchase protection and airport lounge access. Remember to read the terms and conditions to make sure any complimentary feature suits your needs.

Keep in mind that sometimes the best credit card for you isn’t the one that offers the most points. Be sure to consider all the potential benefits and drawbacks before applying for any credit card. It’s also important to read any relevant documentation, such as the Product Disclosure Statement (PDS), Target Market Determination (TMD) and Key Facts Sheet, for any credit card product you’re considering.

What are the best ways to earn Qantas Points with a credit card?

There are several ways to earn Qantas Points with a credit card, such as using a Qantas credit card directly or exchanging rewards points from other programs for Qantas Points.

• Frequent Flyer Credit Cards: You can earn Frequent Flyer Points per dollar spent, which will then be transferred to your Qantas Frequent Flyer account. The number of Qantas Points you earn could vary from card to card.
• Rewards Credit Cards: You can also transfer reward points earned through other programs into Qantas Points. Rewards credit cards usually have their own reward programs where you can earn reward points per dollar spent. Many of these programs allow you to transfer and convert your points into airline points, including Qantas.

What’s the best way to redeem Qantas credit card points?

Using your Qantas Points to book or upgrade Qantas branded flights usually generates the best value for your points. If you’re not interested in redeeming your points for flights, you can also use your Qantas points to shop via the online Qantas Marketplace, however this is often the least valuable way to use your points (as far as a dollar per point value is concerned). That being said, the best way to use your points will ultimately depend on your own needs and personal preference.

Who would suit a Qantas Frequent Flyer credit card?

A Qantas credit card can be a good way to earn Qantas Points. However, they often have higher annual fees and interest rates than non frequent flyer cards. If you’re considering a Qantas Frequent Flyer credit card, it may be a good idea to first ask yourself the following questions:

• Do you pay your closing credit card balance in full each month? Interest rates on frequent flyer credit cards are often around 20% p.a or more, which is considerably higher than non-rewards credit cards.
• Do you want to earn points to redeem for flights or flight upgrades?
• Are you already a Qantas Frequent Flyer member or keen to sign up?

A frequent flyer credit card might not be the best option if you:

• rarely pay off your credit card balance in full,
• only plan to use your credit card occasionally, or;
• only want to redeem points for other items like cashback, gift cards and shopping vouchers, not flights. Redeeming your points in this way is often not as valuable as using them for flights.

If you’re likely to carry some debt on your credit card, it’s possible that the interest you pay will outweigh the benefits. In this instance, you may want to consider a low rate credit card or credit card with no annual fee instead.

Are Qantas Frequent Flyer credit cards worth it?

Whether a Qantas Frequent Flyer credit card is worth it for you will ultimately depend on your own needs and financial situation. If you’re able to earn points through your everyday spending, while keeping your interest and fee related charges low, then it may be worthwhile.