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Who offers custom credit cards in Australia?
No credit card providers currently offer custom credit cards in Australia. ANZ and Bendigo Bank once allowed customers to personalise their credit cards with their own images, but this is no longer available for new customers.
While the allure of having a personalised or well designed credit card can be inviting, we don’t recommend choosing one based solely on looks. It’s much more important to look at factors like the interest rate, fees and features on offer, and whether this suits your personal circumstances and needs. It’s a nice added bonus though if the credit card happens to look nice as well.
If you’re in the market for a new credit card, you can compare your options with Canstar. It’s also important to read any relevant documentation, such as the Key Facts Sheet and Target Market Determination (TMD), for any credit card product you’re considering.
What other ways can I get a custom credit card?
If you want a custom credit card, one possible option might be to customise your existing credit card. You can do this by buying a credit card cover or sticker to put on your card. There are also companies that will transfer your existing card onto a custom metal credit card.
Custom credit card covers
You can buy credit card covers from online companies such as CUCU Covers. There are many different designs to choose from and some companies also let you create your own design.
Generally speaking, the credit card cover will be a sticker that you can place on the front of your credit card. The manufacturer will usually leave gaps in the sticker so your credit card chip, credit card numbers, your name and the card’s expiry date are visible.
Make sure that you do your own research and check the reviews before you place an order, to ensure that your custom cover is suitable for your card. It’s worth double checking that your credit card information will be visible and accessible. That includes the chip, magnetic stripe, card number, name, expiry date, CVV or CVC and your signature.
Custom metal credit cards
There are also companies that can transfer your existing credit card onto a metal credit card that you can customise with your own design or choose from an existing design.
When you ship it to the company make sure you lock or freeze your credit card whilst they transfer your details onto the new metal card. Be mindful that the chip in your card might not be able to make contactless payments with the new metal credit card. So it’s worth weighing up whether this potential inconvenience is worth the aesthetic benefit. Again, it’s important to do your own research and check the reviews, particularly since this process involves sending away your credit card.
