Lying in bed with a cup of tea and some chocolate while browsing the web for the perfect gift could sound a lot less stressful than racing through a packed shopping centre. If you’re wanting an alternative way to shop that could save yourself from added stress during the busiest retail season of the year, it could be worth considering getting online!
Now, it’s understandable if the thought of online shopping makes you feel a little cautious – you might be worried about missing out on exclusive in-store sales or having a present arrive 10 days too late (everyone’s biggest fear). However, to make the process a little easier, we’ve rounded up some of the handiest tools that could get you through this festive season with more cash left in your wallet and less stress on your mind.
#1 Sweeten your festive season with Honey Chrome
Bargain shoppers may want to consider getting this chrome extension downloaded ASAP in time for Christmas. You no longer need to trawl the web yourself for coupon codes, discounts and sales – Honey does it automatically.
Simply click on the Honey button in Google Chrome when shopping at supported online stores and see coupons pop up to find the best price for an item. You can shop with some of your favourite brands including Sephora, Expedia, Hotels.com and Amazon.
#2 Snag a deal with Price Hipster
Here is another cheeky money-saving tip. If you love a good price comparison, you’ll likely love Price Hipster. It’s basically a large search engine where retail shoppers enter specifications like store name and price range and then see hundreds of results pop up showing the current price of products compared to what they were previously selling for.
If you’re seriously addicted to finding a great bargain, you can even sign up for email price alerts and daily deals during the lead up to Christmas.
— Price Hipster (@PriceHipster) November 28, 2016
#3 Save on shipping costs with Shipster
Love to shop online but hate paying for shipping? Australia Post has a solution for you this Christmas, offering free shipping for online shoppers who sign up to its membership program Shipster.
Free shipping is available for some of your favourite brands including Myer, M.A.C, Target and Cotton On. You can also get free food delivery with some Deliveroo orders. But be warned, it’s not entirely “free”.
There is a one-month free trial offer, but once that is completed you must pay $3.99 per month to use the service, or $19 per year on a rolling basis. Plus, there are spending limits to be eligible for free shipping: at retail stores you will need an order total of at least $25 with shipping costs under $20, and Deliveroo orders need to meet the minimum basket spend (typically $25), because if the minimum spend is not met a $4 surcharge will apply.
— Shipster (@ShipsterAU) October 9, 2017
#4 Adulting like a boss with our budget planner
Before you get too excited about splurging your money on Christmas gifts, it’s probably a good idea to create a budget (and stick to it). There’s not much point spending all your savings on presents or racking up large amounts of credit card debt if you can’t afford it.
Canstar has a Budget Planner Calculator that takes into account everything from income to living expenses to transport costs. This way you’ll be able to see a blueprint of your yearly cash flow and know exactly how much you have to spare on presents, holidays and festive food.
#5 Apps for inspo
Having the money to buy presents is all well and good, but one of the main problems is often trying to brainstorm cool present ideas for people who seem virtually impossible to buy for. What should we get Dad other than socks, and what is the perfect gift for your partner? There are some apps that could give you serious inspo for the perfect gift this Christmas.
If you are after something a little personalised, then Etsy might be a good option for you, with countless handmade, vintage and unique products available.
Then, of course, there’s Pinterest. Not only can you basically design your life with everything from clothes to candlesticks, it’s also a great place to gather inspiration for awesome present ideas. Plus with so many crafty and handmade ideas, you are bound to impress your Christmas guests this season.
— Pinterest (@Pinterest) December 9, 2017
If you are looking for a low rate credit card this holiday season, we have provided a snapshot below of those available on our database with links direct to the providers’ websites. Check upfront with your provider and read the terms and conditions associated with a particular credit card product to confirm whether it meets your needs before deciding to commit to it. Please note that these have been sorted by purchase rate (lowest first) based on an average spend amount of $2,000 per month.
Cover Image Source: Prykhodov