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Tips - Investing
Wise words |
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It's all about 'time in' the market and not 'timing' the market. |
Income protection insurance |
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Did you know that your income protection could be tax deductible? Check with your tax accountant or licensed financial planner to find out. |
Articles - Investing
Death by stupidity |
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There seems to be no end to foolish behaviour exhibited by humans not thinking things through before acting. Equally foolish is the notion that “it will never happen to me”. Both reasons are behind the very existence of insurance for death and trauma. |
Financial Planning: more thought starters |
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Tailoring a life insurance plan for individual situations requires the skill of a licensed financial planner or adviser. |
Stepped or Level Premiums? |
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What is the difference between stepped and level premiums for life insurance? |
Cancer tops critical illness insurance claims |
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Cancer is the leading cause of claims under critical illness insurances in Australia, according to GenRe Life Health. |
Income Protection and Superannuation |
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Most income protection policies inside super provide for only 2 years’ worth of income protection. |
What is Life Insurance? |
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Explains the different types of life insurance, what they cover and why you may need life insurance. |
Top Reasons Why People Take Out Life Insurance |
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Having life insurance represents part of good financial planning. Here are some of the reasons that many investors and other individuals apply for life insurance. |
Financial Planning - Guaranteed Renewable versus Cancellable Life Insurance |
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If you're planning your finances and investigating life insurance options, it's worth checking your life insurance policy wording to ensure you know exactly which type of contract you're getting yourself into. |
What is 'Direct Life Insurance'? |
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A quick overview of exactly what direct life insurance is, how it can be purchased, who it could be suitable for and how to compare direct life insurance policies in Australia. |
Myth Buster - 'Life Insurance Companies Don't Pay Up' |
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It's a common belief among many people that you can spend years paying life insurance premiums, only to have your claim knocked back in the end. But is this just an urban myth? We look at the payout figures from recent years. |
Top 7 excuses not to see a financial planner |
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We look at the top 7 excuses people give for not seeing a financial planner, and discuss the implications of failing to plan for your financial future. |
Margin call - what's the chance? |
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A year ago, the odds of receiving a margin call were 1 in 10 over a 12-month period. Not surprisingly, the odds have now dramatically shortened to 1 in 100 every day. |
Margin loan profit only 3% growth away |
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If we are anywhere near the bottom of the market, then now is the time to start considering whether margin lending offers one of the better routes towards wealth creation. |
What's your most valuable asset? |
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It's always interesting to hear the answers people give when asked to name their most valuable asset. Unsurprisingly, age and lifestyle play key roles in the variety of answers given. |
Free superannuation money |
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When the end of financial year is approaching it may be a good time to think about the Government superannuation co-contribution scheme. |
Tax Time: Pay down or pay interest up front? |
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Following this roller coaster year many investors with margin loans are picking up the pieces in readiness for the next hurdle – tax time. |
