Queensland Pays The Most On Health Insurance Premiums

CANSTAR’s research into 895 health insurance policies from 22 providers found that Queenslanders are paying the most, on average, for health cover – although prices are very similar across most states.

When it comes to the percentage of population covered by private health insurance, Queenslanders are around the middle of the pack in terms of hospital cover (45.3%) and slightly less than the average for extras cover (50.5%). And CANSTAR’s analysis of more than 50,000 visitors that have actively searched for specific health insurance policies on the canstar.com.au website this year has found that in terms of Queensland residents, it’s all about the package.

From the data, just under 70% of Queensland visitors to the CANSTAR health insurance tables are looking for a hospital and extras package, with palliative care and non-cosmetic surgery some of the popular hospital inclusions. Cover for IVF is specifically sought by just under 7 percent of Queensland visitors; on the flip slide, sterilisation cover is sought by around 5 percent.

In terms of extras the popular inclusions are the expected ones; general and major dental and physiotherapy.

Health Insurance costs in QLD

CANSTAR’s research into 895 health insurance policies from 22 providers found that Queenslanders are paying the most, on average, for health cover – although prices are very similar across most states.

The cost of health insurance obviously differs according to the type of policy you choose, but when considering the range of policies across the states, Queenslanders are paying slightly more, on average, than their neighbours.

CANSTAR found average health insurance costs for different life stage profiles as follows:

Based on a combined hospital and general package – QLD
Couples and Families – With Obstetrics $4,345 Mature Singles $2,119
Established Couples $4,074 Tax $1,904
Established Families $4,039 Young Couples – Non Obstetrics $3,706
Established Single Parent $3,683 Young Family – Non Obstetrics $3,819
Established Singles – Female $2,050 Young Single Parents – Non Obstetrics $3,480
Established Singles – Male $2,055 Young Singles – Female $1,847
Mature Couples $4,228 Young Singles – Male $1,847
Based on policies assessed by CANSTAR for 2015 Health Insurance Star Ratings

Read the full Health Insurance Star Ratings report

Which providers offer outstanding value in QLD?

CANSTAR’s 2015 health insurance Star Ratings assessed the price and features of 895 health insurance policies from 22 providers and is pleased to announce the following state health insurance winners for Queensland.

Hospital Cover – CUA Health

Hospital Cover – CUA Health

 

 

 

CUA Health offers a range of hospital insurance policies to suit lifestyles and life stages. CUA Health’s 65% Private Hospital Cover particularly impressed the CANSTAR researchers, with a winning combination of coverage and price.
Extras Cover – Medibank

Extras Cover - Medibank

 

 

 

 

Medibank offers a terrific combination of price and features that represents outstanding value for Queenslanders.

In extras they received a five star rating across all profiles – that includes 13 different consumer profiles. These results were spearheaded by their Basic and Top Extras policies. In addition, their customers are able to access Medibank’s Members Choice network to help in keeping their health costs down.

Package Cover – Bupa

Package Cover - BUPA

In terms of Package cover, Bupa impressed across the board this year, taking the CANSTAR Hospital and Extras Package Award in every state.

Bupa offers a wide range of packages to suit each different life stage, and its packages have an impressive combination of competitive pricing and good features.

CANSTAR congratulates all winning Funds in the 2015 Health Insurance Star Ratings.

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