Car Insurance ACT
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What car insurance do I need in ACT?
In Australia, car owners are required to have Compulsory third Party (CTP) insurance, a form of insurance that covers drivers if they injure somebody in a motor vehicle accident. On 30 April 2022, Australian Capital Territory replaced their CTP insurance scheme with Motor Accident Injuries (MAI) insurance scheme, which is managed by the MAI Commission. The MAI insurance, along with Lifetime Care and Support (LTCS) scheme, is a compulsory purchase as part of the ACT motor vehicle registration.
But, MAI cover is only for personal injury and does not cover property damage, such as damage to your vehicle or other people’s in an accident. For this reason, it may be worth considering other levels of car insurance coverage when insuring your car, such as comprehensive, third party fire and theft or third party property damage.
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Looking for an award-winning product or to switch providers or brands? Canstar rates products based on price and features in our Star Ratings and Awards. Our expert Research team shares insights about which products offer 5-Star value and which providers offer outstanding value overall. We also reveal which providers have the most satisfied customers in our dedicated Customer Satisfaction Awards.
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About our car insurance experts
Nina Rinella, Editor-in-Chief
Joshua Sale, Group Manager, Research & Ratings
As Canstar’s Ratings Manager, Josh Sale is responsible for the methodology and delivery of Canstar’s Car Insurance Star Ratings and Awards. With tertiary qualifications in economics and finance, Josh has worked behind the scenes for the last five years to develop Star Ratings and Awards that help connect consumers with the right credit card for them.
Josh is passionate about helping consumers get hands-on with their finances. Josh has been interviewed by media outlets such as the Australian Financial Review, news.com.au and Money Magazine.
You can follow Josh on LinkedIn, and Canstar on Twitter and Facebook.
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This advice is general and has not taken into account your objectives, financial situation or needs. Consider whether this advice is right for you.