Outstanding Value Mastercard Credit Cards

As a major, global credit card company, there are many Mastercard products available in the market. This article reveals some of the outstanding value (5-Star rated) Mastercard credit cards on Canstar’s database, based on Canstar’s unique ratings methodology that compares both cost and features across credit card products.

Mastercard is not technically a direct provider of credit cards – it is a third party payment processor that offers its credit card functionality to a huge number of providers across hundreds of countries throughout the world.

There are hundreds of Mastercard products to choose from across a range of different categories, including:

The tables below reveal some of the 5-Star Mastercard credit cards as rated by Canstar. Bear in mind that while cards with a 5-Star rating are judged to offer outstanding value, these cards only represent a snapshot of the total cards on the market and you should endeavour to compare all the options available to you depending on your needs and circumstances.

5-Star Mastercard Rewards credit cards – $1,000 monthly spend

The table below displays a snapshot of 5-Star Mastercard rewards credit cards on Canstar’s database, sorted by provider name (alphabetically). The products and Star Ratings displayed are based on a monthly spend of $1,000.

Compare Rewards Cards

5-Star Mastercard Frequent Flyer cards – $3,000 monthly spend

The table below displays a snapshot of 5-Star Mastercard frequent flyer credit cards on Canstar’s database, sorted by provider name (alphabetically). The products and Star Ratings displayed are based on a monthly spend of $2,000.

Compare Frequent Flyer Cards

5-Star Mastercard Low Fee credit cards – $2,000 monthly spend

The table below displays a snapshot of 5-Star Mastercard Low Fee credit cards on Canstar’s database, sorted by provider name (alphabetically). The products and Star Ratings displayed are based on a monthly spend of $2,000.


Compare Low Fee Cards

What are the benefits of using a Mastercard credit card?

There are a plethora of benefits that Mastercard offers, some of which are different from the benefits you’d receive from the likes of Visa, Diners Club and American Express. While it depends on the type of card you choose and the provider you get it from, you can generally get the following benefits from Mastercard:

  • 24/7 customer service: Mastercard has a 24/7 customer service team (1800 120 113) that you can report lost or stolen cards to at any moment and it also provides you with information relevant to your account.
  • Insurance: certain Mastercard credit cards offer various forms of insurance such as price protection, purchase protection, fraud insurance and travel insurance.
  • Contactless payments: using Mastercard PayPass.
  • World Mastercard: the World Mastercard program allows cardholders to access an array of special offers and upgrades, such as access to spas, hotels, upscale retailers and sports lessons.
  • Mastercard Priceless Cities: the Priceless Cities program gives access to different offers available around the world and you can subscribe to email updates on the website.
  • ZeroLiability: the ZeroLiability policy protects users from fraud by recognising ‘unauthorised transactions’. It notifies you if a suspicious purchase has been made on your account and gives you the option to cancel it.
  • Other premium features: this includes things like complimentary concierge services and 0% currency conversion fees when you go overseas.

You can apply for a Mastercard product through the providers. You can start by comparing credit cards with Canstar and visiting their websites. Just make sure you assess your options and compare the price and features of each card.

Compare Credit Cards

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