Plenti personal loan interest rates & review
Below we give an overview of the personal loans Plenti offers its customers. 
What personal loans does Plenti offer?
Plenti offers a number of unsecured personal loan products for a variety of purposes. To find out about how these loan types differ, you can read our explainer on secured versus unsecured loans.
The following table displays a selection of Plenti’s unsecured personal loan products on Canstar’s database, sorted by Star Rating (highest to lowest). The results and Star Ratings shown are based on a $20,000 loan for three years, taken out in NSW. Click here to compare more personal loans tailored to your preferences. Before committing to a personal loan product, check upfront with Plenti to confirm what the rates and fees will be for your personal circumstances, and whether the product suits your needs. Consider the Target Market Determination (TMD) before making a purchase decision. Contact the product issuer directly for a copy of the TMD.
Here’s a summary of the features, fees and rates that apply to Plenti’s personal loans at the time of writing:
Plenti personal loan
Plenti’s core personal loan product is an unsecured loan which can be used for a range of purposes.
Fees:
- Establishment fee: $0 for borrowers with ‘excellent credit’; $449 for borrowers with ‘good credit’; $699 for borrowers with very good credit; $749 for borrowers with ‘average credit’;
- Annual fee: $0
Loan amounts available: $5,000 to $50,000 over 1 to 7 years
Features:
- Additional repayments allowed
- Early repayment allowed without penalty
- Monthly repayments only
Plenti green personal loan
Plenti’s green personal loan product is an unsecured loan which can be used for the purchase and installation of energy efficient products.
Fees: Fees may apply, however, Plenti has not listed fees related to its green loan.
Loan amounts available: $5,000 – $50,000 over 1 to 7 years
Features:
- Additional repayments allowed
- Early repayment allowed without penalty
- Monthly repayments only
It’s important to note that other terms, conditions, fees and eligibility criteria may apply to Plenti personal loans so if you are considering taking out a loan, it’s important to read the target market determination (TMD) and other key documents carefully to ensure that the product is suitable for you.
