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Featured Health Insurance offers
Compare a selection of health insurers in Australia, with real time quote and features.

NIB
8 WEEKS FREE + 2 AND 6 MONTH WAIVER
Join with Hospital & Extras cover and get 8 weeks free, plus skip the 2 and 6 month waits on extras. Eligible members only. T&Cs apply. Offer ends August 31, 2025.

AHM
6 WEEKS FREE + 2 AND 6 MONTH WAIVER
Join with Hospital & Extras cover and get 6 weeks free, plus skip the 2 and 6 month waits on extras. Eligible members only. T&Cs apply. Offer ends September 30, 2025.

HIF
6 WEEKS FREE + 2 MONTH WAIVER
Join with Hospital & Extras cover and get 6 weeks free, plus skip the 2 and 6 month waits on extras. Eligible members only. T&Cs apply. Offer ends October 31, 2025.

HIF
4 WEEKS FREE
Join with Hospital cover and get 4 weeks free. Eligible members only. T&Cs apply. Offer ends October 31, 2025.

GMHBA
NO 2 & 6 MONTH WAITING PERIODS
Skip the 2 and 6 month waits on Extras when you choose Extras cover. Eligible members only. T&Cs apply. Offer ends August 31, 2025.

Frank
NO 2 & 6 MONTH WAITING PERIODS
Skip the 2 and 6 month waits on Extras when you choose Extras cover. Eligible members only. T&Cs apply. Offer ends August 31, 2025.

NIB
8 WEEKS FREE + 2 AND 6 MONTH WAIVER
Join with Hospital & Extras cover and get 8 weeks free, plus skip the 2 and 6 month waits on extras. Eligible members only. T&Cs apply. Offer ends August 31, 2025.

AHM
6 WEEKS FREE + 2 AND 6 MONTH WAIVER
Join with Hospital & Extras cover and get 6 weeks free, plus skip the 2 and 6 month waits on extras. Eligible members only. T&Cs apply. Offer ends September 30, 2025.

HIF
6 WEEKS FREE + 2 MONTH WAIVER
Join with Hospital & Extras cover and get 6 weeks free, plus skip the 2 and 6 month waits on extras. Eligible members only. T&Cs apply. Offer ends October 31, 2025.

HIF
4 WEEKS FREE
Join with Hospital cover and get 4 weeks free. Eligible members only. T&Cs apply. Offer ends October 31, 2025.

GMHBA
NO 2 & 6 MONTH WAITING PERIODS
Skip the 2 and 6 month waits on Extras when you choose Extras cover. Eligible members only. T&Cs apply. Offer ends August 31, 2025.

Frank
NO 2 & 6 MONTH WAITING PERIODS
Skip the 2 and 6 month waits on Extras when you choose Extras cover. Eligible members only. T&Cs apply. Offer ends August 31, 2025.
Confirm offer information, T&Cs and eligibility requirements before making a decision to buy health insurance.
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We do not compare all brands in the market, or all products from our participating brands. At times certain brands or products may not be available or offered to you. Learn more.
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Health insurance tips from our expert
Sally Tindall, Canstar Director of Data insights
Don’t set and forget
Health insurance isn’t a ‘set and forget’ expense. Your needs change, and so do policies. Take half an hour at least once a year to review your cover. Are you still paying for pregnancy and birth-related services when your kids are in high school? Or have you picked up a new sport that might put you at higher risk of injury? A quick review can help you cut out what you don’t need and ensure you’re covered where it matters.
Consider a higher excess
A higher excess means you’ll pay more out of pocket if you need treatment, but it can significantly reduce your premiums. If you’re fit, healthy, and not making frequent claims, this could be a way to trim down your monthly bill. Just make sure you have enough savings to cover the excess if you ever need to use your policy.
Loyalty won’t always save you money
Health insurers love long-term customers, but that doesn’t mean they’ll reward you for sticking around. If you’ve been with the same provider for years, chances are you’re paying more than you need to. Before your policy renews, shop around, compare policies, and see if switching could save you money. And don’t be afraid to call your insurer and ask for a better deal – you might be surprised at what they offer to keep you.
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Compare health insuranceImportant Information
For those that love the detail
This advice is general and has not taken into account your objectives, financial situation or needs. Consider whether this advice is right for you.
Canstar has partnered with ItsMy Group Pty Ltd (ABN 85 167 289 965) (“ItsMy Health”) to help you compare and switch health insurance. Canstar and ItsMy Health may both earn a fee from referrals. Fees payable by providers for referrals may vary. See How We Get Paid to find out more. Payment of fees for ads does not influence our Star Ratings or Awards. Our health insurance policy recommendations are never influenced by what we are paid. The health insurance specialists you talk to do not know how much Canstar and ItsMy Health are paid by the fund they recommend, that is kept completely confidential.
Both Canstar and ItsMy Health are members of the Private Health Insurance Intermediaries Association (“PHIIA”) and are signatories to the PHIIA Code of Conduct.
If you click a 'book a call' button you will be redirected to ItsMyGroup Pty Ltd (ABN 85 167 289 965) (“ItsMyHealth”). Canstar has partnered with ItsMyHealth to help you compare and switch health insurance. The health insurance comparison and call back service is powered by ItsMyHealth. Canstar is not responsible to you for any advice ItsMyHealth provides to you. If you make a decision to enter into a health insurance policy, you are responsible for all fees payable in relation to that policy. Before applying for any health insurance policy, you should read and understand the product information. Consider the Product Summary to obtain full details of inclusions, exclusions, waiting periods and all limits that may apply.
Both Canstar and ItsMyHealth are members of the Private Health Insurance Intermediaries Association (“PHIIA”) and are signatories to the PHIIA Code of Conduct.
Canstar is not providing a recommendation for your individual circumstances. Canstar does not recommend that any particular policy is suitable for you. The results show a selection of health insurance policies that align with the information that you have provided to us. Canstar is showing you these results to allow you to conduct your own health insurance policy comparison.
Any advice on this page is general and has not taken into account your objectives, financial situation or needs. Consider whether this general advice is right for your personal circumstances. You may need advice from a qualified adviser. The health insurance comparison and call back service is powered by ItsMyGroup Pty Ltd (ABN 85 167 289 965) (“ItsMy Health”). Canstar is not responsible to you for any advice ItsMy Health provides to you.
If you decide to apply for an insurance policy, you will deal directly with the provider, not with Canstar or ItsMy Health. It’s important you check product information directly with the provider. Consider the Product Summary to obtain full details of inclusions, exclusions, waiting periods and all limits that may apply.
Companies listed in the table may use or be used by another company to arrange, issue, distribute or sell its insurance policies to customers. For more information on the issuer of the policy, please read the Product Summary.
If you are seeking to replace an insurance policy, you should consider your personal circumstances, including continuing the existing cover until the replacement policy is issued and cover confirmed. Your current policy may have different features to products currently on the market. Please consider what features are right for you when comparing insurance products and refer to the provider for further details on a policy.