Custom credit cards in Australia

Here are some of the ways you can personalise your credit card.

Image source: GaudiLab/Shutterstock.com

Here are some of the ways you can personalise your credit card.

Key points:

No credit card providers currently offer custom credit cards in Australia.
You can buy credit card covers, but make sure all card information is still visible and accessible.
You can transfer your existing credit card onto a metal card, but you might not be able to make contactless payments.

When it comes to credit cards, we don’t recommend choosing one based solely on looks. It’s much more important to look at factors like the interest rate, fees and features on offer, and whether this suits your personal circumstances and needs. It’s a nice added bonus though if the credit card happens to look nice as well.

Who offers custom credit cards in Australia?

No credit card providers currently offer custom credit cards in Australia. ANZ and Bendigo Bank once allowed customers to personalise their credit cards with their own images, but this is no longer available for new customers.

What other ways can I get a custom credit card?

If you want a custom credit card, one possible option might be to customise your existing credit card. You can do this by buying a credit card cover or sticker to put on your card. There are also companies that will transfer your existing card onto a custom metal credit card.

Custom credit card covers

You can buy credit card covers from online companies such as CUCU Covers. There are many different designs to choose from and some companies also let you create your own design.

Generally speaking, the credit card cover will be a sticker that you can place on the front of your credit card. The manufacturer will usually leave gaps in the sticker so your credit card chip, credit card numbers, your name and the card’s expiry date are visible.

Make sure that you do your own research and check the reviews before you place an order, to ensure that your custom cover is suitable for your needs.

It’s worth double checking that your credit card information will be visible and accessible. That includes the chip, magnetic stripe, card number, name, expiry date, CVV or CVC and your signature.

Custom metal credit cards

There are also companies that can transfer your existing credit card onto a metal card that can help you to create your own custom design or choose from an existing design.

When you ship it to the company make sure you lock or freeze your credit card whilst they transfer your details onto the new metal card. Be mindful that the chip in your card might not be able to make contactless payments with the new metal credit card. So it’s worth weighing up whether this potential inconvenience is worth the aesthetic benefit. Again, it’s important to do your own research and check the reviews, particularly since this process involves sending away your credit card.

Always consider whether getting a credit card in the first place is a suitable option for you, based on your finances and personal needs, and read the Target Market Determination (TMD) and key facts sheet to help with your decision-making, separate to your design choices.

Cover image source: GaudiLab/Shutterstock.com

This article was reviewed by our Editor-in-Chief Nina Rinella before it was updated, as part of our fact-checking process.

Mandy Beaumont

Former Content Lead

Former Content Lead, Mandy Beaumont, has had a long career in the publishing and university sector as an award-winning author, journalist and creative writing academic. She’s been a course convenor in creative writing and communications at Griffith University for more than a decade, holds a PhD and a master’s in creative writing from RMIT and QUT respectively, and has written for The Big Issue, Melbourne Writers Festival, the Australian Council of Trade Unions the Queensland Nurses and Midwives’ Union, as well as many other well-known newspapers and journals in Australia and overseas. Mandy’s short fiction writing and her novels have won, been shortlisted and longlisted for prestigious prizes and awards such as The Stella Award, the QLD Literary Awards, the Richell Prize, the Dorothy Hewitt Award and the MOTH International Short Story Award. Mandy released a new novel with one of Australia’s largest publishing houses, Hachette Publishing in early 2025 called The Thrill of It. After many years of working with trade unions and renting, Mandy has a keen interest in superannuation (particularly worker’s capital) and the housing market in Australia.