canstar
canstar
Credit Score

Compare Comprehensive Car Insurance in Victoria

The table below currently displays a range of comprehensive car insurance policies in Victoria from our Online Partners.

Joshua Sale
Joshua SaleGM, Research
Mark Bristow
Mark BristowSenior Finance Content Producer
clock icon
Updated 06 Jul, 2025
Fact Checked
PromotedBudget Direct
gold stargold stargold stargold stargold star
  • Save 15%^ on your first year’s premium when you purchase a new Car Insurance policy online.
  • 24/7 Phone & Online Claims.
  • Budget Direct - Insurance Solved.
PromotedYOUI
gold stargold stargold stargold stargrey star
  • Insurance that's a bit more you-shaped.
  • Canstar's 2024 Most Satisfied Customers Car Insurance - National Award.
  • Lodge a Claim 24/7 with our Advisors
PromotedQBE
gold stargold stargold stargrey stargrey star
  • Flexible cover before, 24/7 claims after.
  • Save $75 on new Comprehensive car insurance online.
  • Conditions apply.
PromotedAllianz Australia
gold stargold stargold stargrey stargrey star
  • Option To Pay Monthly. Save On Your Premium By
  • Increasing Your Basic Excess (Within A Given Range)*
  • Lodge A Claim Online 24/7
PromotedROLLiN' Insurance
gold stargold stargold stargold stargold star
  • No age-based excess.
  • No excess on your first covered windscreen repair.
  • Canstar 2025 Outstanding Value Car Insurance Award.
PromotedColes Insurance
gold stargold stargold stargold stargrey star
  • Get up to $50 off a Coles shop every month with free Coles Plus Saver for 12 months when you take out a new Comp Car Policy & link your Flybuys. Offer ends 31.08.25.
PromotedBingle
Outstanding Value
gold stargold stargold stargold stargold star
  • Choose base insurance or add on optional extras. Select from a range of excess options. Lifetime guarantee on repairs authorised by Bingle.
Bingle
Outstanding Value
gold stargold stargold stargold stargold star
Budget Direct
gold stargold stargold stargold stargold star
ROLLiN' Insurance
gold stargold stargold stargold stargold star
Coles Insurance
gold stargold stargold stargold stargrey star
YOUI
gold stargold stargold stargold stargrey star
Allianz Australia
gold stargold stargold stargrey stargrey star
QBE
gold stargold stargold stargrey stargrey star
Huddle Insurance
gold stargold stargrey stargrey stargrey star

Showing 8 of 50 results

To see more results adjust the filters above

Included
Not included
Optional
NANot applicable
Canstar Star Rating

Unsure of a term in the above table?

The initial results in the tables above are sorted by Star Rating (High-Low), then Provider Name (Alphabetical). Additional filters may have been applied, see top of table for details.

Sponsored
YOUI

Youi get to know you, so you can choose car insurance cover that’s suited to your needs. Youi is car insurance that’s a bit more you-shaped.

  • New Car Replacement within the First Two Years. T&Cs apply
  • Feel confident you’re covered for theft.
  • 24/7 Roadside Assist included in comprehensive. Exclusions, limits, T&C’s Apply.
  • Never worry with accidental damage included.
  • Drive happy knowing your car’s covered against storm, hail and flood damage.

Australian Financial Services Licence No. 316511 | See Terms & Conditions | ^ Comparison Rate Warning

get the app icon

Have you tried comparing on the Canstar app yet?

It's easy to compare on the go. Plus, get member perks

What car insurance is required in Victoria?

It is a legal requirement to have compulsory third party (CTP) insurance in Victoria, and it is included in the cost of your car registration. CTP insurance is compulsory in all states and territories in Australia. In Victoria, the scheme is operated by the Transport Accident Commission (TAC) and is sometimes called the ‘TAC charge’.

If you injure or kill someone in a car accident, CTP insurance should cover the cost of compensation claims. Victoria has a ‘no-fault’ insurance scheme, meaning that you can make a claim regardless of whether the accident was your fault.

Only CTP insurance is compulsory, but you may want to take out another type of car insurance to cover a wider range of circumstances.

What types of car insurance are available in Victoria?

On top of CTP insurance, Victorians can choose to take out one of the following car insurance policy types:

  • Third party property damage: Provides cover for damage you cause to other people’s vehicles or property while using your car, but does not cover damage to your car, including fire and theft.
  • Third party fire and theft: Provides cover for damage to your car caused by fire or theft, as well as damage to other people’s vehicles or property.
  • Comprehensive car insurance: Provides cover for a wide range of circumstances, such as damage to your car caused by events such as accidents, fire, theft, as well as weather events like hail and storms. It also covers damage you cause to other people’s vehicles or property.

What is the best car insurance in Victoria?

The best car insurance policy for you will depend on your unique circumstances and the level of cover you want. For example, a third party policy could help you keep your costs down, but a comprehensive policy would cover you for a wider range of circumstances.

When comparing car insurance, ask yourself questions such as:

  • Do you want to keep costs down or are you willing to pay more for a higher level of cover?
  • How often do you think you will make a claim? Choosing a higher car insurance excess could make your premiums cheaper, but you’ll need to pay more out-of-pocket if you make a claim.
  • Are there any specific risks you want to be covered for? For example, is your area prone to flooding? Do you want access to a hire car after an accident?
  • Are there any features you are looking for? For example, some policies allow you to pay monthly at no extra cost, while others charge higher premiums for this. Some policies also come with roadside assistance.

Whatever the type of insurance you’re looking for, you can compare available options from different insurers using Canstar’s tables. This can help you to see which policies offer the best value for money overall, based on price and features.

Frequently Asked Questions about car insurance in Victoria

Canstar Car Insurance Star Ratings and Awards

Looking for an award-winning product or to switch providers or brands? Canstar rates products based on price and features in our Car Insurance Star Ratings and Awards. Our expert Research team shares insights about which health insurance products offer 5-Star value and which providers offer outstanding value overall. We also reveal which providers have the most satisfied customers in our dedicated Customer Satisfaction Awards.

Car Insurance Awards

About our car insurance experts


Mark Bristow,Senior Finance Content Producer

Mark Bristow

Mark Bristow is Canstar’s Senior Finance Content Producer, and an experienced analyst, researcher, and producer. While primarily focused on Australian mortgage and home loan expertise, he has experience across energy, home and travel insurances. Mark has been a journalist and writer in the financial space for over ten years, previously researching and writing commercial real estate at CoreLogic. In the years since, Mark has worked for the Winning Group, Expedia, and has seen articles published at Lifehacker and Business Insider. Mark has also completed RG 146 (Tier 1), making him compliant to provide general advice for general insurance products like car, home, travel and health insurance, as well as giving him knowledge of investment options such as shares, derivatives, futures, managed investments, currencies and commodities. Find Mark on Linkedin.


Joshua Sale,GM, Research

Joshua Sale

Joshua Sale is responsible for developing the methodology and delivering Canstar’s flagship Star Ratings, as part of Canstar’s Research Team. With tertiary qualifications in economics and finance, he enjoys helping Australians find more suitable financial products by transforming complex calculations into a consumer-friendly Star Rating that explains the values and benefits of different financial products. As one of Canstar’s company spokespeople, Joshua is confident participating in print, radio and broadcast journalism interviews. He has participated in interviews with the Australian Financial Review, news.com.au and Money Magazine, along with other leading media outlets, discussing topics such as home loan equity, banking incentive schemes, digital wallets and wider finance trends. You can follow Joshua on LinkedIn. Have a media enquiry, and interested in featuring Joshua as a financial expert and commentator? Contact Canstar’s Media Team today.


Important Information

For those that love the detail

This advice is general and has not taken into account your objectives, financial situation or needs. Consider whether this advice is right for you.