RAMS Home Loans
What home loans does RAMS offer?
If you’re currently considering a home loan, the comparison table below displays some of the variable rate home loans on our database from RAMS that are available for first home buyers. This table is sorted by Star Rating (highest to lowest), followed by comparison rate (lowest-highest). Products shown are principal and interest home loans available for a loan amount of $350K in NSW with an LVR of 80% of the property value. Before committing to a particular home loan product, check upfront with your lender and read the applicable loan documentation to confirm whether the terms of the loan meet your needs and repayment capacity. Use Canstar’s home loan selector to view a wider range of home loan products.
*Comparison rate based on loan amount of $150,000 and a term of 25 years. Read the Comparison Rate Warning
RAMS home loan features
Depending on which option you choose, a RAMS home loan may offer the following features:
- $15,000 minimum and no maximum home loan size
- 100% offset facility available on selected loans
- Home loan term up to 30 years
- Interest only repayments available
- Loan splitting available
- Redraw facility available on selected home loans
- No fee for early repayment on variable loans (break costs may apply to fixed loans)
- Repayments may be made weekly, fortnightly, or monthly
- Option to defer repayments for up to six months if taking maternity/parental leave on selected loans
The inclusions above represent a selection of the features available with RAMS home loans. Canstar is not making any suggestion or recommendation to you about this product. Additional conditions may apply to different features. Please see our comparison tables for more detailed information about the products on offer from this provider. Check upfront with RAMS and please ensure that you read the product disclosure statement (PDS) or other loan documentation to determine all the current loan terms and conditions for the product you are considering and whether it meets your needs, before committing to it.
