HSBC Home Loans

Terry Phelan
Content Producer, Canstar (former)
As a former Content Producer at Canstar, Terry communicates clear and informative financial information. Coming from a Creative Writing background, Terry is passionate about distilling complicated finance subjects into simple concepts people can use to help improve their lives. Terry honed his writing skills by completing a Bachelor of Arts in Screenwriting from Loyola Marymount University and has developed scripted content with internationally-recognized companies like Film Mode Entertainment and Hoodlum Entertainment. He’s also worked as a copywriter for the company Asset Builders and as an Educational Media Producer for the University of Queensland. Terry writes film scripts in his spare time and enjoys running and boxing. You can follow him on LinkedIn.
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Interest rate p.a.
Comparison rate^ p.a.
Monthly repayment
Advertised interest rate per annum. Rates are updated daily.
Variable
A comparison rate is a rate that all lenders by law must display next to their advertised interest rates. It's a rate which takes into account some of the fees and charges of a home loan to give you a more accurate representation of a loan's interest rate once the costs are taken into account.
The comparison rate for all home loans and loans secured against real property are based on secured credit of $150,000 and a term of 25 years.
^WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
The comparison rate for all home loans and loans secured against real property are based on secured credit of $150,000 and a term of 25 years.
^WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Monthly repayment is the estimated minimum monthly repayment. For Principal and Interest loans this is based on the interest rate, selected loan amount and 30 year loan duration. For Interest Only loans this is based on the interest rate and selected loan amount considering the repayment of interest accrued over a 1 month period.
Principal & Interest
No upfront or ongoing monthly administration fees
Option to link offset account, fee-free.
Unlimited and flexible repayment options.
Home Loans Comparison
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Interest rate p.a.
Comparison rate^ p.a.
Monthly repayment
Advertised interest rate per annum. Rates are updated daily.
Variable
A comparison rate is a rate that all lenders by law must display next to their advertised interest rates. It's a rate which takes into account some of the fees and charges of a home loan to give you a more accurate representation of a loan's interest rate once the costs are taken into account.
The comparison rate for all home loans and loans secured against real property are based on secured credit of $150,000 and a term of 25 years.
^WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
The comparison rate for all home loans and loans secured against real property are based on secured credit of $150,000 and a term of 25 years.
^WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Monthly repayment is the estimated minimum monthly repayment. For Principal and Interest loans this is based on the interest rate, selected loan amount and 30 year loan duration. For Interest Only loans this is based on the interest rate and selected loan amount considering the repayment of interest accrued over a 1 month period.
Principal & Interest
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