How do Qantas frequent flyer credit cards work?

A Qantas credit card allows you to earn Qantas Points for each dollar you spend using the card. These points are then added to your Qantas Frequent Flyer account and you can redeem them for rewards like flights, upgrades and shopping.

You’ll need to be a Qantas Frequent Flyer member to earn Qantas Points. If you are not already a member, some cards offer complimentary membership.

Who would suit a Qantas frequent flyer credit card?

A Qantas credit card can be a good way to earn Qantas Points. However, they often have higher annual fees and interest rates than non frequent flyer cards. If you are considering a Qantas Frequent Flyer credit card, it may be a good idea to first ask yourself the following questions:

• Do you pay your closing credit card balance in full each month? Interest rates on frequent flyer credit cards are often around 20% p.a.
• Do you want to earn points to redeem for flights or flight upgrades?
• Are you already a Qantas Frequent Flyer member or keen to sign up?

A frequent flyer credit card might not be the best option if you:

• rarely pay off your credit card balance in full,
• only plan to use your credit card occasionally, or;
• only want to redeem points for other items like cashback, gift cards and shopping vouchers, not flights.

If you are likely to carry some debt on your credit card, it’s possible that the interest you pay will outweigh the benefits. In this instance, you may want to consider a low rate credit card instead.

What is the best Qantas credit card for points?

You can find some of the best Qantas rewards credit cards by comparing the available options on our table. Using filters, you can narrow down your choices to only those with the features, benefits, fees and charges that best suit your unique needs and financial goals.

Some of the features and factors to look out for when comparing Qantas frequent flyer credit cards can include:

• Points earn rate: How many Qantas Points you can earn per dollar spent. Also check whether there are any point caps that apply.
• Sign-up bonus: Many cards offer large numbers of bonus points for new customers. You’ll usually need to spend a minimum amount of money in the first few months of having the card to receive the bonus Qantas Points.
• Annual fee and interest rate: Frequent flyer cards typically charge higher annual fees and interest rates than non-rewards cards. Check whether or not the higher cost is worth the rewards you expect to earn on the card each year.
• Extras: Some cards offer additional features such as complimentary travel insurance, purchase protection insurance and lounge access. Remember to read the T&Cs to make sure any complimentary policy suits your needs.

Keep in mind that sometimes the best credit card for you isn’t the one that offers the most points. Be sure to consider all the potential benefits and drawbacks before applying for any credit card.

What are the best ways to earn Qantas Points with a credit card?

There are several ways to earn Qantas Points with a credit card, such as using a Qantas credit card directly or exchanging rewards points on other cards for Qantas Points.

• Frequent Flyer Credit Cards: You can earn Frequent Flyer Points per dollar spent, which will then be transferred to your Qantas Frequent Flyer account. The number of Qantas Points you earn could vary from card to card.
• Rewards Credit Cards: You can also transfer reward points into Qantas Points. Rewards credit cards have their own reward programs where you can earn reward points per dollar spent. Many of these programs allow you to transfer your points into airline points, including Qantas.