Compare car loan pre-approval
The table below displays car loans with pre-approval available, from our Online Partners.
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Used Cars with no vehicle age limit, Borrow between $2,001 - $75,000
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The initial results in the table above are sorted by Star Rating (High-Low) , then Comparison rate^ (Low-High) , then Provider Name (Alphabetical) . Additional filters may have been applied, see top of table for details.
What is car loan pre-approval?
Car loan pre-approval is when your lender agrees in principle to give you a loan to buy a car before you buy it. Similar to other loan application processes, the lender will typically evaluate your financial circumstances to work out how much you can afford to borrow.
A pre-approval could give you a better idea of your price range before you walk into the car dealership or jump online. It could also help you avoid spending more than you can afford.
Something to keep in mind is that car loan pre-approvals in Australia are usually only valid for a limited time, generally ranging from one to three months. Given this time limit, it may be helpful to have done some research and be ready to start the car hunt as soon as you have the pre-approval.
You can use the table at the top of this page to compare car loans where pre-approval is offered as an option. Change the selector and filters to suit your requirements, such as the age of the car – new or used.
Frequently Asked Questions about Car Loan Pre-Approvals
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Canstar Car Loans Star Ratings and Awards
Looking for an award-winning car loan or to switch lenders? Canstar rates products based on price and features in our Personal and Car Loans Star Ratings and Awards. Our expert Research team shares insights about which products offer 5-Star value and which providers offer outstanding value overall.
Canstar rates a range of financial products, covering banking, insurance and investment. We also reveal which providers have the most satisfied customers in our dedicated Customer Satisfaction Awards.
About the authors
Ellie McLachlan, Content Lead
Joshua Sale, Group Manager, Research & Ratings
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This advice is general and has not taken into account your objectives, financial situation or needs. Consider whether this advice is right for you.