Compare Travel Insurance

Travel insurance is a type of insurance that is intended to cover you for emergencies, accidents or other events that occur unexpectedly while you are away from home. You can purchase travel insurance for both domestic and international travel.

Travel insurance can offer cover for a range of things, including lost, stolen or damaged luggage and personal effects, medical and hospitalisation costs, cancellation of bookings due to such things as natural disasters, liability for accidents and transport home in the event of family emergencies.

There is no set cost for travel insurance, and it will vary depending on a number of key factors. The most common things that influence the cost of travel insurance include your destination, the length of your trip, your age and the ages of those accompanying you, any pre-existing medical conditions you have and any extras that you choose to add on to the cover.

Travel insurance will generally be a matter of priority for you, however, it is important to keep in mind that if you fall ill or experience a medical emergency overseas, you could find yourself significantly out of pocket, even more so if you require transport home. For your peace of mind, and that of your loved ones, travel insurance may be worth it for this reason alone.

Yes, travel insurance can cover medical expenses, including those associated with overseas medical treatment (doctors’ fees and necessary medications), emergencies (including ambulance trips and emergency surgeries), hospitalisation costs, and repatriation home if you require treatment in Australia.

Yes, there are travel insurance policies that cover you for COVID-19, although you will need to read the terms and conditions carefully, as cover may be limited, and you may be covered for medical expenses associated with contracting COVID, but not such things as cancelled bookings.

Some common travel insurance exclusions are cancellation costs associated with COVID-19; skiing and snow activities and dangerous or hazardous activities more generally; high-value belongings (unless you tell your insurer); recklessness and illegal acts; pre-existing medical conditions that you don’t disclose; items lost due to carelessness; motorbike riding, and acts or war.

Below is a list of the winning term travel insurance providers from Canstar’s 2024 Travel Insurance Awards:

• Go Insurance
• Fastcover
• Huddle
• Passportcard
• InsureandGo
• Qantas Insurance
• Southern Cross Travel Insurance
• Tick Travel Insurance
• Travel Protect
• World2Cover
• Was Insurance