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Best credit cards for overseas travel

The table below displays the best-rated overseas travel credit cards from our Online Partners.

Joshua Sale
Joshua SaleGM, Research
Nina Rinella
Nina RinellaEditor-in-Chief
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Updated 22 Nov, 2025
Fact Checked
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PromotedLatitude
$96 after initial year
  • $0 annual fee 1st year (normally $96) & earn up to $500 in Latitude Rewards in yr 1. Min spend on eligible purchases applies. New approved customers by 26 Feb 2026

Australian Credit Licence 392145

PromotedLatitude
  • $300 credit back. Spend $1.5K+ p/m on general purchases in 1st 4 months. T&Cs, mthly credit card fee $10.95 & other charges apply, new customers approved by 17Feb26

Australian Credit Licence 392145

Latitude
$96 after initial year

Australian Credit Licence 392145

Bankwest
for 6 mths then 18.99%

Australian Credit Licence 234945

Bankwest

Australian Credit Licence 234945

Bankwest

Australian Credit Licence 234945

ING

Australian Credit Licence 229823

Westpac

Australian Credit Licence 233714

Kogan Money

Australian Credit Licence 230686

ANZ

Australian Credit Licence 234527

Bankwest

Australian Credit Licence 234945

Bankwest

Australian Credit Licence 234945

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Canstar Star Rating

Unsure of a term in the above table?

The initial results in the tables above are sorted by Star Rating (High-Low), Currency Conversation (Low-High), then Annual Fee (Low-High) Additional filters may have been applied, see top of table for details.

What is a travel credit card?

A travel credit card is a credit card with features designed for people who intend on spending money overseas. For example, travel credit cards typically offer low or no currency conversion fees and other features like complimentary travel insurance and the ability to earn rewards points or frequent flyer points.

You can use the table at the top of this page to compare different options in overseas travel cards. It shows overseas travel credit cards from our Online Partners, ordered by their Star Rating (5 Stars being the highest), which is based on our Star Ratings and Awards methodology. You can also add or change the filters, such as finding cards with special offers or those offered by particular providers.

What are the best credit cards for overseas travel?

The best travel credit card will depend on your individual circumstances and needs—including how frequently you travel. Typically, travellers may want to consider:

  • What are the currency conversion fees? There are low or no currency conversion fee cards available.
  • Is there an annual fee?
  • Are there other costs, such as account-keeping fees or charges for adding an additional cardholder?
  • How much does it cost to withdraw funds from an ATM (here and overseas)?
  • Does the card have features that are important to you, such as complimentary travel insurance, purchase protection or the ability to earn points?

You can also consider the best credit cards for overseas travel assessed and rated by Canstar’s expert researchers. Our Star Ratings and Awards results are based on the products’ price and features, which are reviewed annually. You can view the Star Ratings next to the product name in the table at the top of this page (5-Stars being the highest rating).

Canstar’s Research team rated the cards based on two different types of overseas travellers. (The products listed below were rated in September 2024.)

Frequently Asked Questions about Travel Credit Cards

Canstar Credit Card Star Ratings and Awards

Looking for an award-winning credit card product or to switch providers or brands? Canstar rates products based on price and features in our Credit Card Star Ratings and Awards. Our expert Research team shares insights about which products offer 5-Star value and which providers offer outstanding value overall.

Canstar rates a range of financial products, covering banking, insurance and investment. We also reveal which providers have the most satisfied customers in our dedicated Customer Satisfaction Awards.

Credit Card Star Ratings and Awards


Nina Rinella, Editor-in-Chief

Nina Rinella
As Canstar’s Editor-in-Chief, Nina heads up a team of talented journalists committed to helping empower consumers to take greater control of their finances. Nina has written countless articles about finance and has been interviewed on finance topics by media organisations including The Australian, Realestate.com.au, Domain, the Herald Sun and the Sydney Morning Herald. Previously Nina founded her own agency where she provided content and communications support to clients around Australia for 8 years. She also spent four years as the PR Manager for American Express Australia, and has worked at a Brisbane communications agency where she supported dozens of clients, including Sunsuper and Suncorp. When she’s not dreaming up ways to put a fresh spin on finance, she’s taking her own advice by trying to pay her house off as quickly as possible and raising two money-savvy kids. Nina has a Bachelor of Journalism and a Bachelor of Arts with a double major in English Literature from the University of Queensland. She’s also an experienced presenter, and has hosted numerous events and YouTube series. You can follow Canstar on Facebook. Meet the Canstar Editorial Team. Have a media enquiry, and interested in featuring Nina as a financial expert and commentator? Contact Canstar’s Media Team today.

Joshua Sale, GM, Research

Joshua Sale
Joshua Sale is responsible for developing the methodology and delivering Canstar’s flagship Star Ratings, as part of Canstar’s Research Team. With tertiary qualifications in economics and finance, he enjoys helping Australians find more suitable financial products by transforming complex calculations into a consumer-friendly Star Rating that explains the values and benefits of different financial products. As one of Canstar’s company spokespeople, Joshua is confident participating in print, radio and broadcast journalism interviews. He has participated in interviews with the Australian Financial Review, news.com.au and Money Magazine, along with other leading media outlets, discussing topics such as home loan equity, banking incentive schemes, digital wallets and wider finance trends. You can follow Joshua on LinkedIn. Have a media enquiry, and interested in featuring Joshua as a financial expert and commentator? Contact Canstar’s Media Team today.

Important Information

For those that love the detail

This advice is general and has not taken into account your objectives, financial situation or needs. Consider whether this advice is right for you.