Westpac vs Commonwealth Bank

Below we compare some of the products available from Westpac and CommBank: credit cards, home loans, savings accounts, home insurance, car insurance and travel insurance.

What products do Westpac and CommBank offer?

Here are some of the main products Westpac and CommBank currently offer for new personal customers:

Westpac vs CommBank credit cards

Westpac and CommBank both offer a range of credit cards including 0% interest credit cards, low rate cards, low fee cards and rewards cards.

If you are considering a Westpac or Commonwealth Bank credit card, you can compare a snapshot of what’s available in our comparison table below. This table is based on a monthly spend of $1,000 and is sorted by the interest rate charged on purchases (lowest to highest).

Compare Other Credit Cards

Westpac vs CommBank home loans

Westpac and CommBank offer a range of home loans, including fixed rate and variable home loans. They also offer home loans for different types of borrowers, including those buying a new home, those refinancing and investors. 

If you are considering a Westpac or Commonwealth Bank home loan, you can compare a snapshot of what’s available in our comparison table below. This table is based on a purchase price of $600,000 for a property located in NSW, for owner occupier borrowers looking for their next home, with a 25-year loan term. Please note that this table is formulated based on Principal & Interest repayments, and is sorted by comparison rate (lowest to highest).*

*Read the Comparison Rate Warning.

Compare Other Home Loans

Westpac vs CommBank savings accounts

Westpac and CommBank offer different savings account options, including flexible savings accounts for people who want a flexible way to save and earn interest and bonus savings accounts for people who are regular savers. 

If you are considering a Westpac or Commonwealth Bank savings account, you can compare what’s available in our comparison table below. This table is based on Canstar’s ‘flexible saver’ profile with $1,000 of current savings, located in NSW, and is sorted by total interest rate (highest to lowest).

Compare Other Savings Accounts

Westpac vs CommBank home insurance

Westpac and CommBank offer building insurance, contents insurance and combined home and contents insurance. Westpac’s home insurance is issued by Allianz, while CommBank’s is issued by CommInsure.

If you are considering Westpac or Commonwealth Bank (CommInsure) home insurance, you can compare what’s available in our comparison table below. This table is based on home and contents insurance for under $550,000 of cover for building and contents, for people located in NSW or ACT and aged less than 50 years old. The table is sorted by star rating (highest to lowest).

Compare Other Home Insurance Policies

Westpac vs CommBank car insurance

Westpac and CommBank both offer comprehensive car insurance and third party property damage car insurance. CommBank also offers third party property damage, fire and theft cover. Westpac’s car insurance is issued by Allianz, while CommBank’s is issued by CommInsure.

If you are considering Westpac or Commonwealth Bank (CommInsure) car insurance, you can compare what’s available in our comparison table below. This table is based on insurance cover for males aged 30-39 years old who live in NSW, with no extra driver under 25 years old on the policy. The table is sorted by star rating (highest to lowest).

Compare Other Car Insurance Policies

Westpac vs CommBank travel insurance

Westpac and CommBank offer domestic and international travel insurance. However, at the time of writing, Westpac’s issuer Allianz has temporarily paused the sale of new travel insurance policies. CommBank travel insurance is provided by Zurich. With that in mind, you can see some other travel insurance options from other providers below. 

Compare Other Travel Insurance Policies

Before applying for any financial product, consider reading the relevant product documents on the Westpac and CommBank websites including the Product Disclosure Statement (PDS) and Target Market Determination (TMD) where relevant.

This content was reviewed as part of our fact-checking process.