Credit Score

If you have multiple debts, one option to consider is debt consolidation. Here’s an overview of how it works and what some of your options are.

Bankruptcy is a legal process where you are unable to pay debts. It can trigger a domino effect that affects your credit score, chances of approval for loans and flexibility to travel. We explain what it might mean for you, and support that's available.

How can bankruptcy affect your credit score and ability to get a loan? And how long will it stay on your credit report? Canstar reports.

If you’re looking to apply for a credit or loan product, it’s important to know where you stand as a borrower.

Does a late credit card payment look bad on my credit report? Canstar explains why late credit card payments make a black mark on your credit report.

If you have negative information on your credit report, you may be tempted to hire a credit repair company to “fix your report”. But be aware that these companies may charge you high fees for something you can do yourself for free.

Australia recently made the switch from negative to positive or comprehensive credit reporting. Find out how the new system works.

Does having a personal loan help or hinder your credit score? We look at the potential impact and offer tips on managing a loan responsibly.

If you are about to apply for a loan or a credit card, knowing if you are regarded as a reliable borrower can be helpful in predicting whether you’ll be successful in your application.

Could it harm your credit report and credit score to make multiple applications for credit within a short space of time? Canstar explains.