Allianz Landlord Insurance

Allianz’s landlord insurance policy offers optional cover for damage caused to your investment property by tenants or their guests. Under Allianz’s landlord insurance policy, cover can be optionally included for theft by tenant, which covers you for loss or damage to your insured buildings or contents caused by theft, burglary, or housebreaking committed by your tenant or their guests.

See the Allianz PDS for more information on possible exclusions.

Landlord insurance may also protect property owners from damage to the contents they own in their investment home. Allianz’s landlord insurance policy offers cover for contents in the following instances:

• Fire and explosions
• Flood cover (optional)
• Storms
• Accidental breakage
• Earthquakes
• Lightning
• Theft and burglary
• Malicious damage
• Impacts
• Escape of liquid

See the PDS for more information on possible exclusions.

In insurance terms, a ‘defined event’ (also known as a ‘listed event’) on a policy is a damage-causing event which you’re insured for under that policy.

Under Allianz’s landlord insurance policy, you will generally be covered for events that may include:

• Fire and explosions
• Storms
• Tsunamis
• Earthquakes
• Lightning
• Impacts

To see a list of exclusions that may apply, see the PDS on the Allianz website.

Flood damage may be treated as different to storm damage by certain insurers, and as a result you may not be automatically covered for it.

Allianz landlord insurance offers optional cover for flooding damage to your building and contents, but this does not include pontoons, swimming pools or retaining walls.

Please see the PDS on the Allianz website for information about exclusions and conditions that may apply.

Landlord insurance policies can also offer additional benefits to suit your unique needs as a landlord for an extra fee. Some of the additional benefits you may be able to add to your Allianz landlord insurance policy include:

• Automatic indexing of sum insured
• Extra benefits up to $5000 for environmentally friendly initiatives, such as solar panels or rainwater tanks
• Electric motor fusion
• Mortgage discharge costs
• Replacement of locks

Does Allianz also offer home insurance?

Yes, Allianz also offers home insurance as well as landlord insurance. Unfortunately, Allianz does not offer any combined discounts for both policies at the time of writing.

See the difference between home and landlord insurance here.

The table below displays a snapshot of Allianz’s home and contents insurance policies on Canstar’s database. The Star Ratings are based on a policy holder under 50 years old in New South Wales and ACT for building & contents worth less than $550,000.

Compare Home Insurance

You can purchase an Allianz landlord insurance policy by comparing your options with Canstar and generating a quote online. They will ask you some general questions about your personal details, the cover required, the details of the building, and any optional extras you might be after.

Compare Landlord Insurance

Allianz is a global insurance and financial services company founded in Germany in 1890. The company has grown to become the largest insurer in the world, with more than €900 billion in assets under management worldwide. Allianz Australia dates back to 1914.