Home Loans
Personal Loans
Car Loans
Credit Cards
Home Insurance
Car Insurance
Health Insurance
Life Insurance
Travel Insurance
Pet Insurance
Account & Transfers
Travel products
Superannuation
Investing
Calculators
Verticals
About Us
Canstar Blue
Credit Score

Credit Score

Five Facts You Might Not Know About Your Credit Score

Credit scores can be quite complex and multi-faceted things - here are some interesting things you may not have known about credit scores.

What You Need to Know About the Consequences of Bankruptcy

Credit Score -

January 25th

What You Need to Know About the Consequences of Bankruptcy

Whilst bankruptcy is often viewed as the 'last resort', is going bankrupt as bad as it sounds and when should you consider declaring bankruptcy?

Could Positive Credit Reporting Give Consumers A Better Deal?

Credit Cards -

September 6th

Could Positive Credit Reporting Give Consumers A Better Deal?

New research has revealed 89% of Australians want more competition in consumer lending, but only 15% know about positive credit reporting and how it could improve product choice and interest rates for consumers. GetCreditScore.com.au's survey of...

5 Ways To Organise Your Finances & Get Out Of Debt

Budgeting & Saving Money -

April 5th

5 Ways To Organise Your Finances & Get Out Of Debt

Mortgages, loans, credit card debt and personal bills can leave us in a state of financial stress. Learn how you can get your finances organised.

Important Information

1. Canstar obtains your credit score as an access seeker from Equifax Australia Information Services and Solutions Pty Limited, a leading provider of credit information and analysis in Australia. See our Privacy Policy for information about how we deal with personal information.
2. Canstar is an information provider. In giving you product information Canstar is not making any suggestion or recommendation about a particular product. If you decide to apply for a credit product, you will deal directly with the lender and not with Canstar. ^{^}Product Information to assist in comparing tailored rates is only available for individuals with an Equifax credit score of 400 or higher at the time of Credit Score check.
3. Rates and product information should be confirmed with the lender. Your particular circumstances may mean you are offered a different rate to that displayed on our website. Loans for different amounts may have different features and fees to those in the table. Contact the lender for details.
4. Your application for a credit product is subject to the lender’s terms and conditions, application and lending criteria, including your credit rating. By providing links to credit provider’s websites, Canstar is not guaranteeing that your loan application will be successful.
5. Some product providers offer products through a number of different brands or with third party labelling.
6. Personal Loan products displayed as part of the Credit Score tool are Personal Loans in Canstar's database for the applicable credit score, which the product provider has confirmed fit within the relevant score band, are unsecured personal loans for $20,000 with a 3 year term, available Australia-wide, and for which Canstar may receive a referral fee.
7. See How We Get Paid.
8. Before you change your current lending arrangement, consider all associated costs, timing and impact of a change on your wider financial arrangement and personal circumstances.
9. The table above does not include all providers and may not compare all features relevant to you. Current rates and fees are displayed and may be different to what was rated. The initial table is sorted by monthly repayments, then lowest minimum Comparison Rate, then alphabetically by company.
10. For more information, read our detailed disclosure, important notes and liability disclaimer. Read the comparison rate warning.

My Account | Canstar View

Any advice provided on this website is general and has not taken into account your objectives, financial situation or needs. Consider whether this advice is right for you. Consider the Product Disclosure Statement and Target Market Determination before making a purchase decision. Canstar provides an information service. It is not a credit provider, and in giving you information about credit products Canstar is not making any suggestion or recommendation to you about a particular credit product. Research provided by Canstar Research AFSL and Australian Credit Licence No. 437917. You must not reproduce, transmit, disseminate, sell, or publish information on this website without prior written permission from Canstar.