Qantas Frequent Flyer Credit Cards Background

Compare Qantas Frequent Flyer credit cards

Are you a travel lover looking to get further with the right Qantas Frequent Flyer credit card? The table below displays some of the highest-rated Qantas Frequent Flyer credit cards from our online partners. The results shown are sorted by highest Star Rating.

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How do Qantas frequent flyer credit cards work?

A Qantas credit card allows you to earn Qantas Points for each dollar you spend using the card. These points are then added to your Qantas Frequent Flyer account and you can redeem them for rewards like flights, upgrades and shopping.

You’ll need to be a Qantas Frequent Flyer member to earn Qantas Points. If you are not already a member, some cards offer complimentary membership.

Who would suit a Qantas frequent flyer credit card?

A Qantas credit card can be a good way to earn Qantas Points, however they often have higher annual fees and interest rates than non-frequent flyer cards. If you are considering a Qantas Frequent Flyer credit card, it’s a good idea to first ask yourself the following questions:

  • Do you pay your closing credit card balance in full each month? Interest rates on frequent flyer credit cards are typically around 20% p.a.
  • Do you want to earn points to redeem for flights or flight upgrades?
  • Are you already a Qantas Frequent Flyer member or keen to sign up?

A frequent flyer credit card might not be the best option if you:

  • rarely pay off your credit card balance in full,
  • only plan to use your credit card occasionally, or
  • only want to redeem points for other items like cashback, gift cards and shopping vouchers, not flights.

If you are likely to carry some debt on your credit card, it’s possible that the interest you pay will outweigh the benefits. In this instance, you may want to consider a low rate credit card instead.

What to look for in a Qantas frequent flyer credit card

There are a few things to look out for when comparing Qantas frequent flyer credit cards. These include:

  • Points earn rate – check how many Qantas Points you can earn per dollar spent. Also check whether there are any point caps that apply.
  • Sign-up bonus – many cards have large bonus points offers for new customers. You’ll usually need to spend a certain amount in the first few months of having the card to receive the bonus Qantas Points.
  • Annual fee and interest rate – frequent flyer cards typically charge higher annual fees and interest rates than non-rewards cards. Check whether or not the higher cost is worth the rewards you expect to earn on the card each year.
  • Extras – some cards offer additional perks such as complimentary travel insurance, purchase protection insurance and lounge access. Remember to read the T&Cs to make sure any complimentary policy suits your needs.

If you’re considering taking out a Qantas frequent flyer credit card, you can start your search by comparing cards with Canstar, using the comparison tool at the top of this page.

Canstar Star Ratings and Awards

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Looking for an award-winning product or to switch providers or brands? Canstar rates products based on price and features in our Star Ratings and Awards. Our expert Research team shares insights about which credit card products offer 5-Star value and which providers offer outstanding value. We also reveal which providers have the most satisfied customers in our dedicated Customer Satisfaction Awards.

Qantas frequent flyer credit card FAQs

Which Qantas credit card earns the most points?

At the time of writing, the Qantas American Express Ultimate Card offers the highest earn rate among the cards on Canstar’s database, at 1.25 Qantas Points per $1 spent.

It also offers 2.25 Qantas Points per $1 spent on eligible Qantas products and services and 0.5 Qantas Points per $1 spent on purchases at government bodies in Australia.

What are the best ways to earn Qantas Points with a credit card?

You can directly earn Qantas Points with a Qantas credit card. You will earn Qantas Points per dollar spent and they will be transferred to your Qantas Frequent Flyer account.

You can also transfer reward points into Qantas Points. Rewards credit cards have their own reward programs where you can earn reward points per dollar spent. Many of these programs allow you to transfer your points into airline points, including Qantas.

Do Qantas Points expire?

Qantas Points can expire if you don’t earn or use any points over an 18-month period. Using a Qantas credit card could help you avoid having your points expire, as you can earn points per dollar spent.

What are eligible purchases?

Most everyday purchases will be eligible purchases, but there are some transactions that won’t be eligible. This will depend on the credit card provider. Common exclusions include interest, fees and charges, cash advances and balance transfers.

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About our finance experts

Josh Sale, Credit Card Ratings Manager

Headshot of Josh Sale, CanstarAs Canstar’s Ratings Manager, Josh Sale is responsible for the methodology and delivery of Canstar’s Credit Card Star Ratings and Awards. With tertiary qualifications in economics and finance, Josh has worked behind the scenes for the last five years to develop Star Ratings and Awards that help connect consumers with the right credit card for them.

Josh is passionate about helping consumers get hands-on with their finances. Josh has been interviewed by media outlets such as the Australian Financial Reviewnews.com.au and Money Magazine.

You can follow Josh on LinkedIn, and Canstar on Twitter and Facebook.


Tamika Seeto, Finance Journalist

Tamika Seeto

Tamika Seeto is a Finance Journalist at Canstar, specialising in banking and general insurance. She covers topics including budgeting, savings accounts, term deposits, credit cards, as well as car, home and travel insurance.

Tamika joined Canstar after completing a Bachelor of Journalism and Bachelor of Laws (Honours) at Queensland University of Technology. She has written well over 500 finance articles since joining Canstar and her work is regularly referenced by other publishers, such as The GuardianABCYahoo FinanceThe Motley FoolThe Age and The Conversation.

You can follow Tamika on LinkedIn, and Canstar on Twitter and Facebook.


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For those that love the detail

This advice is general and has not taken into account your objectives, financial situation or needs. Consider whether this advice is right for you.

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The Credit Cards Star Ratings are updated daily based on product features at that date, except for the Overseas Travel profile which is updated annually. Current rates, product features and fees are displayed and may be different to what was rated. The results don’t include every provider in the market and we may not compare all features relevant to you. You can find a description of the initial sort order below the table. Depending on which card feature/use you are looking at, the results will be sorted as follows:

  • Low fee is sorted by Star Ratings, then lowest Annual Fee, then alphabetically by brand.
  • Rewards is sorted by Star Ratings, then lowest Annual Fee, then alphabetically by brand.
  • Frequent Flyer is sorted by Star Ratings, then highest airline points per dollar, then alphabetically by brand.
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  • All card types is sorted by highest Points per dollar spent, then lowest Annual fee, then alphabetically by brand.
  • Overseas Travel is sorted by Star Ratings, then lowest currency conversion on purchases, then lowest annual fee.

 

You can use the sort buttons at the top of each column to re-order the display. Learn more about our Credit Cards Star Rating Methodology and our Travel Credit Card and Travel Debit Card Star Ratings Methodology. The Occasional Overseas Traveller rating is shown in the table. The rating shown is only one factor to take into account when considering products. 

The products and Star Ratings in the table might not match your exact inputs in the selector. Sometimes the methodology uses profiles with categories or bands (e.g. income, loan amount or monthly spend), but sometimes a single methodology, without any categories or bands, is applied. The results will show the products that most closely match your selection, based on our profiles. If you are unsure about any terms used in the comparison table please refer to the glossary.

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A Target Market Determination (‘TMD’) is a document that explains which people particular financial products may be suitable for (the target market) and sets out any conditions around how financial products can be distributed to consumers.

Why do product issuers provide Target Market Determinations?

From 5 October 2021, TMDs are compulsory for most financial products.

Issuers and distributors of financial products must take reasonable steps that are likely to result in financial products reaching consumers in the target market defined by the product issuer.

We recommend that you consider the TMD before making a purchase decision. Contact the product issuer directly for a copy of the TMD.

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