Allianz Car Insurance

Allianz Car Insurance Logo

Allianz is a provider of car insurance, boat and marine insurance, aircraft insurance, home insurance, travel insurance, life insurance, pet insurance, business insurance, and workers’ compensation.

“You’ll be okay with Allianz Insurance.”

Policy Options: What Allianz car insurance covers

The inclusions below represent a selection of what is covered. Additional conditions may apply to different features. CANSTAR is not making any suggestion or recommendation to you about this product.  Please ensure that you read the product disclosure statement to determine all the current policy options and inclusions for the product you are considering.

Comprehensive

  • Liability cover for damage to other people’s vehicles and property up to $20 million.
  • Accidental damage to or theft of your car, up to either the agreed value or market value.
  • Accidental death benefit of $25,000.
  • Roadside assistance for an extra cost of $79/year.
  • Guarantee on the workmanship of authorised repairs for as long as you own or lease the car.
  • New-for-old replacement if your car is stolen or written off within its first 2 years.
  • Hire car after theft, up to $100/day for up to 21 days.
  • Optional cover for hire car after accident, up to $100/day for up to 21 days.
  • Transport of car after accident up to $500.
  • Emergency repairs up to $500, emergency accommodation and travel expenses up to $750.
  • Trailer and caravan attached to your car up to $1,000 or market value, whichever is lower.
  • Personal property in your car for damage or theft up to $750.
  • Baby capsule or child seat up to $500.
  • Re-keying and re-coding of car keys up to $1,000.
  • Optional cover for theft of tools of trade or stock up to $1,500.
  • Optional windscreen cover: No basic excess for 1 replacement and up to 2 repair claims for windscreen-only or window glass-only claims.
  • Optional no claims bonus cover: Keep your no claims bonus after your first at-fault claim.

Third Party, Fire and Theft

  • Liability cover for damage to other people’s vehicles and property up to $20 million.
  • Damage to your car caused by an uninsured driver when you are not at fault up to a market value of $5,000.
  • Accidental damage or theft of your car up to a market value of $5,000.
  • Towing costs after fire or theft.
  • Guarantee on the workmanship of authorised repairs for as long as you own or lease the car.

Third Party Property Damage

  • Liability cover for damage to other people’s vehicles and property up to $20 million.
  • Damage to your car caused by an uninsured driver when you are not at fault up to a market value of $5,000.

CTP (Compulsory Third Party) / Green Slip

  • Liability cover for the driver for injuries caused to other people up to $1 million.
  • Offered by Allianz in NSW, QLD, and SA.
  • Required by law in all states and territories.

Policy Benefits: Why choose Allianz

  • Online discount: At the time of writing Allianz offers a 15% discount for buying online.
  • Claims process: Allianz states that you can make a claim or get a quote online in 2 minutes. They also have a 24/7 phone helpline for claims.
  • Additional drivers: Policy is still valid if the driver in the accident is not a nominated driver listed on the policy.
  • Premium cost-reducing measures: You can specify an age restriction on drivers (25 years and older) to reduce your premium. You can also choose a higher excess to reduce your premium.

About Allianz

The Allianz story began way back in 1914 as the Manufacturers’ Mutual Accident Insurance Association. Allianz AG acquired the majority shareholding in MMI in 1998 and changed their name to Allianz Australia in 2000. Allianz employs around 3,800 people.

Allianz is the trusted insurer for hundreds of thousands of drivers, and in 2014 had over 3 million customers across drivers, travellers, home owners, and business owners.

Allianz has won a CANSTAR 5-star rating for car insurance many times, starting in 2007.

Allianz have made their unusual name highly memorable with their “Aaaaallianz Insurance, how can we help?” ads on TV for home and car insurance. Their official slogan, however, is “You’ll be okay with Allianz”.

How Allianz supports the community

  • Allianz contributes to many local community activities and charities including the Cancer Council, RSPCA, and Starlight Children’s Foundation.
  • Allianz also has a workplace giving program.

How Allianz supports the environment

  • Allianz became a carbon neutral business in 2012.
  • Allianz is a member of the Australian government’s Greenhouse Challenge Plus program.
  • Allianz blitzed its goals for 2015, including reducing carbon emissions by 41% in 2014 against 2006 levels, beating its 35% goal; and reducing energy consumption per employee by 27% in 2014 against 2010 levels, leaving its 10% goal in the dark.
  • To achieve this, Allianz reduced paper use, has invested in document imaging technology and web-based training for its employees, increased recycling activities, and reduced energy usage across its business.

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 Written by: TJ Ryan